Alternatives to YNAB (You Need A Budget)
The top Personal Finance Software companies similar to YNAB (You Need A Budget), ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
Monarch Money57FintechSan Francisco, United States
betty49FintechPorto, Portugal
Rocket Money62FintechNew York, United States
RiseUp55Cost ReductionTel Aviv, Israel$30.0M
Simpli.fi23FintechSan Diego, United States
CentumiFintech- Analystly : The Personal FInance Analyst AppFintech
- Steward App21FintechLondon, United Kingdom
Fabric by Gerber Life54InsurTechNew York, United States$18.0M
SmartAsset53FintechNew York, United States
Ellevest53FintechNew York, United States
PocketGuard52FintechSan Mateo, United States$10.0M
Mint52FintechMountain View, United States$32.0M
Zava49HealthTechLondon, United Kingdom$43.3M
Paylow43Fintech
Gain42FintechTel Aviv, Israel$12.0M
Spinwheel41FintechSan Francisco, United States
Simple Life36FintechSan Francisco, United States$38.5M
Anna AI35FintechLondon, United Kingdom- STStandard Money35FintechSan Francisco, United States$8.0M
Resy35Restaurant TechNew York, United States$15.0M
Femi34FintechTel Aviv, Israel$2.5M- SESesame34FintechNew York, United States$750.0M
- Mfj Tech28FintechTel Aviv, Israel$1.0M
- Moza22FintechTel Aviv, Israel$1.5M
Musicboard18ConsumerSweden- RERediff.com11Web PortalMumbai, India
Mortgage Payment6Fintech
MymoneyguideFintech
FounderfiFintechLondon, United Kingdom- AIAI Tax Firm GeltFintechNew York, United States
CousinFintechParis, France- BudgyFintechLondon, United Kingdom
AicashpilotFintechBengaluru, India
Aragon AIAI Headshot GeneratorSan Francisco, United States- HelaireFintech
- CompareappAI Search Engine
YouTube93Social PlatformSan Bruno, United States$11.5M
Netflix93Media & EntertainmentLos Gatos, USA$4.7B
Instagram88Social PlatformMenlo Park, United States$57.5M
Meituan86E-commerceBeijing, China
Toast85Restaurant TechBoston, United States$1.4B- FOFounders Fund85Venture CapitalSan Francisco, USA$19.9B
AI 313ad85Agentic AI$70.0M
1Password85CybersecurityToronto, Canada$1.2B
Tableau85SaaSSeattle, United States$15.0M
Patriot Payroll85SMB SoftwareCanton, United States$15.0M
HubSpot Service Hub85Customer Service SoftwareCambridge, United States
AI Solutions And Robotic Services .85Agentic AISan Francisco, United States$100.0M
Cvent85Event Management SoftwareTysons, United States$232.0M
Qualtrics85Customer ExperienceProvo, United States$400.0M
MapMyRun85Fitness TrackingAustin, United States$9.0M
Intuit85Financial ServicesMountain View, United States$8.5B
Avalara85Tax ComplianceDurham, United States$500.0M- SPSPS Commerce85SaaSMinneapolis, United States$7.5M
OpenAI84Artificial IntelligenceSan Francisco, United States$493.9B
Harvey83AISan Francisco, United States$1.8B
Headway81HealthTechNew York, United States
Okta79SaaSSan Francisco, United States$187.0M
Druva79Cloud Data ProtectionSunnyvale, USA$475.0M
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| Monarch Money | Fintech | San Francisco, United States | — | 57 |
| betty | Fintech | Porto, Portugal | — | 49 |
| Rocket Money | Fintech | New York, United States | — | 62 |
| RiseUp | Cost Reduction | Tel Aviv, Israel | $30.0M | 55 |
| Simpli.fi | Fintech | San Diego, United States | — | 23 |
| Centumi | Fintech | — | — | — |
| Fintech | — | — | — | |
| Fintech | London, United Kingdom | — | 21 | |
| Fabric by Gerber Life | InsurTech | New York, United States | $18.0M | 54 |
| SmartAsset | Fintech | New York, United States | — | 53 |
| Ellevest | Fintech | New York, United States | — | 53 |
| PocketGuard | Fintech | San Mateo, United States | $10.0M | 52 |
| Mint | Fintech | Mountain View, United States | $32.0M | 52 |
| Zava | HealthTech | London, United Kingdom | $43.3M | 49 |
| Paylow | Fintech | — | — | 43 |
| Gain | Fintech | Tel Aviv, Israel | $12.0M | 42 |
| Spinwheel | Fintech | San Francisco, United States | — | 41 |
| Simple Life | Fintech | San Francisco, United States | $38.5M | 36 |
| Anna AI | Fintech | London, United Kingdom | — | 35 |
| STStandard Money | Fintech | San Francisco, United States | $8.0M | 35 |
| Resy | Restaurant Tech | New York, United States | $15.0M | 35 |
| Femi | Fintech | Tel Aviv, Israel | $2.5M | 34 |
| SESesame | Fintech | New York, United States | $750.0M | 34 |
| Fintech | Tel Aviv, Israel | $1.0M | 28 | |
| Fintech | Tel Aviv, Israel | $1.5M | 22 | |
| Musicboard | Consumer | Sweden | — | 18 |
| RERediff.com | Web Portal | Mumbai, India | — | 11 |
| Mortgage Payment | Fintech | — | — | 6 |
| Mymoneyguide | Fintech | — | — | — |
| Founderfi | Fintech | London, United Kingdom | — | — |
| AIAI Tax Firm Gelt | Fintech | New York, United States | — | — |
| Cousin | Fintech | Paris, France | — | — |
| Fintech | London, United Kingdom | — | — | |
| Aicashpilot | Fintech | Bengaluru, India | — | — |
| Aragon AI | AI Headshot Generator | San Francisco, United States | — | — |
| Fintech | — | — | — | |
| AI Search Engine | — | — | — | |
| YouTube | Social Platform | San Bruno, United States | $11.5M | 93 |
| Netflix | Media & Entertainment | Los Gatos, USA | $4.7B | 93 |
| Instagram | Social Platform | Menlo Park, United States | $57.5M | 88 |
| Meituan | E-commerce | Beijing, China | — | 86 |
| Toast | Restaurant Tech | Boston, United States | $1.4B | 85 |
| FOFounders Fund | Venture Capital | San Francisco, USA | $19.9B | 85 |
| AI 313ad | Agentic AI | — | $70.0M | 85 |
| 1Password | Cybersecurity | Toronto, Canada | $1.2B | 85 |
| Tableau | SaaS | Seattle, United States | $15.0M | 85 |
| Patriot Payroll | SMB Software | Canton, United States | $15.0M | 85 |
| HubSpot Service Hub | Customer Service Software | Cambridge, United States | — | 85 |
| AI Solutions And Robotic Services . | Agentic AI | San Francisco, United States | $100.0M | 85 |
| Cvent | Event Management Software | Tysons, United States | $232.0M | 85 |
| Qualtrics | Customer Experience | Provo, United States | $400.0M | 85 |
| MapMyRun | Fitness Tracking | Austin, United States | $9.0M | 85 |
| Intuit | Financial Services | Mountain View, United States | $8.5B | 85 |
| Avalara | Tax Compliance | Durham, United States | $500.0M | 85 |
| SPSPS Commerce | SaaS | Minneapolis, United States | $7.5M | 85 |
| OpenAI | Artificial Intelligence | San Francisco, United States | $493.9B | 84 |
| Harvey | AI | San Francisco, United States | $1.8B | 83 |
| Headway | HealthTech | New York, United States | — | 81 |
| Okta | SaaS | San Francisco, United States | $187.0M | 79 |
| Druva | Cloud Data Protection | Sunnyvale, USA | $475.0M | 79 |