Open Source Alternatives to PointsKash, Inc.
60 open source Fintech options similar to PointsKash, Inc., ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
BitPay56FintechAtlanta, United StatesBitPay is a cryptocurrency payment service provider facilitating transactions for businesses and individuals.
Open source
Kima50BlockchainTel Aviv, Israel$6.7MFintech protocol for universal liquidity, fixing DeFi interoperability by uniting fragmented blockchains and assets.
Open source
Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
Open source
finitiOne29Loyalty ProgramsEnterprise loyalty and affinity program solution serving millions of users.
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PayAI15FintechDecentralized payment infrastructure and marketplace for AI agents to transact and monetize services.
Open source
Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
Libra13FintechGeneva, SwitzerlandA decentralized payment network and stablecoin project launched by Meta (formerly Facebook), aiming to provide a more inclusive global payment system.
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Lobster.cash9FintechSecure payment solution for AI agents using virtual credit cards and stablecoins.
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OpenAI86Artificial IntelligenceSan Francisco, United States$190.6BOpenAI is an AI research and deployment company dedicated to ensuring that artificial general intelligence benefits all of humanity.
Open source
Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Open source
Rapyd74PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
Forter74FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
Open source
StarkWare73BlockchainTel Aviv, Israel$180.0MDevelops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
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Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
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Solana61BlockchainSan Francisco, United States$195.5MHigh-performance blockchain powering decentralized applications and crypto projects.
Open source
Celo50BlockchainSan Francisco, United States$63.0MMobile-first blockchain platform.
Open source
Superfluid Foundation49FintechZug, Switzerland$28.2MReal-time finance infrastructure for Web3, enabling per-second value transfer and automated continuous payments.
Open source · Self-hostable
Keeta Network48BlockchainSanta Monica, United States$34.0MA high-performance Layer 1 blockchain network connecting payment systems for efficient, compliant global asset transfers.
Open source
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
Open source
Qanta.ai39Fintech$1.0MAI-powered agent for mortgage lenders automating customer engagement and profile creation.
Open source
Faremeter22FintechOpen-source framework enabling autonomous AI agents to make frictionless web3 payments via web2 infrastructure.
Open source · Self-hostable
Clawpump19BlockchainA gasless token launchpad for AI agents on the Solana blockchain, enabling free token launches and automated transactions.
Open source
Hycos AI15EnterpriseAI-powered profit floor solution for Shopify Plus merchants using NetSuite, preventing orders from shipping below margin.
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Forgemesh11API PlatformProtocol-grade building blocks for the autonomous agent economy, enabling machine-to-machine commerce.
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- Agentx40210Agentic AI
Cloud services that allow AI agents to provision and pay for themselves using crypto wallets.
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x402.org10EdTechAn open, neutral standard for internet-native payments, enabling programmatic payments directly within HTTP requests.
Open source
Velocitypay4FintechVelocitypay offers a payment processing platform for businesses, focusing on seamless integration and efficient transactions.
Open source
NemoClaw75Artificial IntelligenceAI-native growth co-founder for SEO, offering software and services for durable organic growth.
Open source · Self-hostable
eToro74FintechLimassol, Cyprus$524.0MeToro is a social investing platform enabling users to trade stocks, crypto, and ETFs, and copy top-performing investors.
Open source
Coinbase73FintechSan Francisco, United States$1.1BA leading cryptocurrency exchange platform for buying, selling, storing, and managing digital assets securely.
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Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Open source
Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
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Wirex62FintechLondon, United Kingdom$15.0MUnified platform for managing digital wealth with crypto wallets, debit cards, and banking services.
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Aave61FintechLondon, United Kingdom$29.5MA decentralized protocol for lending and borrowing cryptocurrencies.
Open source
Ownera58BlockchainTel Aviv, Israel$20.0MInteroperability solutions for tokenized assets, enabling secure and regulated digital securities trading.
Open source · Self-hostable
Iyzico56FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
Open source
Volt55FintechLondon, United Kingdom$140.0MAn open banking payment platform enabling real-time account-to-account payments globally.
Open source
Cardano55BlockchainA secure, scalable, and sustainable proof-of-stake blockchain platform for decentralized applications and smart contracts.
Open source · Self-hostable
Sapiom55Agentic AISan Francisco, United States$15.8MSapiom provides a cloud platform enabling AI agents to access tools under a usage-based billing model.
Open source
ICME54FintechNew York, United StatesBridging the gap between tokenization and Wall Street.
Open source
Paid54Agentic AISan Francisco, United States$21.0MAll-in-one revenue engine for AI agents, handling pricing, subscriptions, billing, and renewals.
Open source
PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
Open source
Tweed53FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
Open source
Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
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Blockchain53FintechNew York, United States$520.5MA leading crypto finance house providing a global exchange, wallet, and institutional services.
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CipherOwl52FintechSan Francisco, United States$15.0MAI-native intelligence platform for institutional crypto compliance and security.
Open source
Archestra.AI50Artificial IntelligenceLondon, United Kingdom$10.0MAn open-source platform enabling enterprises to securely connect sensitive data to AI agents.
Open source · Self-hostable
Breez50CryptoTel Aviv, Israel$5.0MA non-custodial mobile platform for the P2P Lightning economy, enabling Bitcoin payments.
Open source
Arcade49Artificial IntelligenceSan Francisco, USA$60.0MThe secure action layer for production AI agents.
Open source
Oplane49CybersecurityMalmö, Sweden$4.5MAgentic security platform for AI-assisted software development.
Open source
Request Finance49FintechSaint-Julien-en-Genevois, France$5.5MAll-in-one finance platform for enterprises to manage crypto and fiat financial operations securely.
Open source
OpenLaw48LegalTechNew York, United States$6.8MBlockchain-based platform for creating, managing, and executing smart legal agreements.
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io.finnet47FintechTel Aviv, IsraelEnterprise blockchain and digital asset infrastructure for financial institutions.
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VAIOT45LegalTechMosta, Malta$10.0MAI and blockchain-powered digital contracts and legal services for businesses and consumers.
Open source
Euler44FintechLondon, United Kingdom$44.3MA permissionless, non-custodial lending protocol for decentralized finance, enabling risk-adjusted yield generation.
Open source
Prava40FintechSan Francisco, United States$1.5MPayments orchestrator for AI agents, enabling secure, encrypted payments via API and wallet.
Open source
Bluprynt39FintechNew York, United States$6.0MThe Compliance OS for Onchain Finance.
Open source
Natural39Agentic PaymentsSan Francisco, United States$12.0MAgentic payments platform powering frictionless money movement between AI agents, businesses, and consumers.
Open source