Alternatives to Pay3
The top Fintech companies similar to Pay3, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
Coinflow47FintechSan Francisco, United States$5.7M- SISimplex55Fintech$8.4M
Sponge42FintechSan Francisco, United States$500K- LOLobster.cash9Fintech
Payflows58FintechParis, France$32.1M- RIRipple50FintechSan Francisco, United States$2.0B
Locus43Agentic AISan Francisco, United States
PayOS17Agentic PaymentsSan Francisco, United States$4.0M
PayAI15Fintech
Mambu67FintechBerlin, Germany$443.8M
Modern Treasury67FintechSan Francisco, United States$145.1M
Paid57Agentic AISan Francisco, United States$21.0M
Adyen56FintechAmsterdam, Netherlands$369.0M
Edge & Node55FintechSan Francisco, United States$60.0M
Okoora54FintechTel Aviv, Israel
Kima50BlockchainTel Aviv, Israel$6.7M
Ampersend49Agentic AISan Francisco, United States$4.0M
ZeroHash49FintechNew York, United States$254.5M
Horizon Blockchain Games47FintechToronto, Canada$10.0M
Prava46FintechSan Francisco, United States$1.5M
Token.io41FintechLondon, United Kingdom$40.0M
Natural39Agentic PaymentsSan Francisco, United States$12.0M
Clarc38FintechSan Francisco, United States- 2s Tech29Agentic AITel Aviv, Israel$1.5M
RevenueStream28FintechSan Francisco, United States$500K
RevaPay AI24Fintech
Clawcard.sh16Fintech
Aemetis15Climate TechCupertino, United States
MoltyCash10Fintech- ACACP10FintechSingapore, Singapore
- OPOpenx4026Web3
- FIFiserv Inc.77Banking TechnologyMilwaukee, United States$500.0M
Plaid74FintechSan Francisco, United States$1.4B
Rapyd73PaymentsLondon, United Kingdom$1.3B
Razorpay73FintechBengaluru, India$167.0M
Hebbia72Agentic AINew York, United States$100.0M
NIUM70FintechSingapore, Singapore$371.0M
FIS70FintechJacksonville, United States$10.5B
Paymentology67FintechLondon, United Kingdom$195.0M
Block67FintechSan Francisco, USA$10.0M
dLocal66FintechMontevideo, Malta$265.0M
Global Payments66FintechAtlanta, United States$607.0M
Cover Genius65InsurTechNew York, United States$150.0M
Balance63FintechNew York, United States$86.5M
Solaris61FintechBerlin, Germany$182.0M
PaySend61FintechValletta, Malta$235.0M- PIPine Labs61FintechGurugram, India$1.2B
Younited61FintechParis, France$666.8M
Cross River Bank58FintechFort Lee, United States$100.0M
Shopify55E-commerce PlatformOttawa, Canada$122.3M
PayKey55FintechTel Aviv, Israel$16.0M- SASapiom55Agentic AISan Francisco, United States$18.4M
Safebooks AI54FintechSan Francisco, United States$18.0M
Tweed54FintechNew York, United States$4.0M
Stellar54FintechSan Francisco, United States$15.5M
giniX54Generative AITel Aviv, Israel
highradius54Accounts ReceivableHouston, United States$475.0M
Banked53FintechLondon, United Kingdom$2.0M
Orthogonal52Artificial IntelligenceSan Francisco, United States$12.0M
Zero Hash50FintechNew York, United States$253.6M
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| Coinflow | Fintech | San Francisco, United States | $5.7M | 47 |
| SISimplex | Fintech | — | $8.4M | 55 |
| Sponge | Fintech | San Francisco, United States | $500K | 42 |
| LOLobster.cash | Fintech | — | — | 9 |
| Payflows | Fintech | Paris, France | $32.1M | 58 |
| RIRipple | Fintech | San Francisco, United States | $2.0B | 50 |
| Locus | Agentic AI | San Francisco, United States | — | 43 |
| PayOS | Agentic Payments | San Francisco, United States | $4.0M | 17 |
| PayAI | Fintech | — | — | 15 |
| Mambu | Fintech | Berlin, Germany | $443.8M | 67 |
| Modern Treasury | Fintech | San Francisco, United States | $145.1M | 67 |
| Paid | Agentic AI | San Francisco, United States | $21.0M | 57 |
| Adyen | Fintech | Amsterdam, Netherlands | $369.0M | 56 |
| Edge & Node | Fintech | San Francisco, United States | $60.0M | 55 |
| Okoora | Fintech | Tel Aviv, Israel | — | 54 |
| Kima | Blockchain | Tel Aviv, Israel | $6.7M | 50 |
| Ampersend | Agentic AI | San Francisco, United States | $4.0M | 49 |
| ZeroHash | Fintech | New York, United States | $254.5M | 49 |
| Horizon Blockchain Games | Fintech | Toronto, Canada | $10.0M | 47 |
| Prava | Fintech | San Francisco, United States | $1.5M | 46 |
| Token.io | Fintech | London, United Kingdom | $40.0M | 41 |
| Natural | Agentic Payments | San Francisco, United States | $12.0M | 39 |
| Clarc | Fintech | San Francisco, United States | — | 38 |
| Agentic AI | Tel Aviv, Israel | $1.5M | 29 | |
| RevenueStream | Fintech | San Francisco, United States | $500K | 28 |
| RevaPay AI | Fintech | — | — | 24 |
| Clawcard.sh | Fintech | — | — | 16 |
| Aemetis | Climate Tech | Cupertino, United States | — | 15 |
| MoltyCash | Fintech | — | — | 10 |
| ACACP | Fintech | Singapore, Singapore | — | 10 |
| OPOpenx402 | Web3 | — | — | 6 |
| FIFiserv Inc. | Banking Technology | Milwaukee, United States | $500.0M | 77 |
| Plaid | Fintech | San Francisco, United States | $1.4B | 74 |
| Rapyd | Payments | London, United Kingdom | $1.3B | 73 |
| Razorpay | Fintech | Bengaluru, India | $167.0M | 73 |
| Hebbia | Agentic AI | New York, United States | $100.0M | 72 |
| NIUM | Fintech | Singapore, Singapore | $371.0M | 70 |
| FIS | Fintech | Jacksonville, United States | $10.5B | 70 |
| Paymentology | Fintech | London, United Kingdom | $195.0M | 67 |
| Block | Fintech | San Francisco, USA | $10.0M | 67 |
| dLocal | Fintech | Montevideo, Malta | $265.0M | 66 |
| Global Payments | Fintech | Atlanta, United States | $607.0M | 66 |
| Cover Genius | InsurTech | New York, United States | $150.0M | 65 |
| Balance | Fintech | New York, United States | $86.5M | 63 |
| Solaris | Fintech | Berlin, Germany | $182.0M | 61 |
| PaySend | Fintech | Valletta, Malta | $235.0M | 61 |
| PIPine Labs | Fintech | Gurugram, India | $1.2B | 61 |
| Younited | Fintech | Paris, France | $666.8M | 61 |
| Cross River Bank | Fintech | Fort Lee, United States | $100.0M | 58 |
| Shopify | E-commerce Platform | Ottawa, Canada | $122.3M | 55 |
| PayKey | Fintech | Tel Aviv, Israel | $16.0M | 55 |
| SASapiom | Agentic AI | San Francisco, United States | $18.4M | 55 |
| Safebooks AI | Fintech | San Francisco, United States | $18.0M | 54 |
| Tweed | Fintech | New York, United States | $4.0M | 54 |
| Stellar | Fintech | San Francisco, United States | $15.5M | 54 |
| giniX | Generative AI | Tel Aviv, Israel | — | 54 |
| highradius | Accounts Receivable | Houston, United States | $475.0M | 54 |
| Banked | Fintech | London, United Kingdom | $2.0M | 53 |
| Orthogonal | Artificial Intelligence | San Francisco, United States | $12.0M | 52 |
| Zero Hash | Fintech | New York, United States | $253.6M | 50 |