Alternatives to Pagaya Investments
The top Fintech companies similar to Pagaya Investments, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Liquidity Group62FintechTel Aviv, Israel$985.5MGlobal AI-powered financial asset management firm providing growth capital to tech companies.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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Sunbit62FintechSan Diego, United States$406.0MPoint-of-sale lending and a no-fee credit card for everyday expenses.
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Klarna60FintechStockholm, Sweden$9.4BKlarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,
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Fido Solutions56FintechAccra, Ghana$33.0MFido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.
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Atlas Invest56FintechNew York, United States$11.0MAI-powered private debt platform for institutional investors, starting with real estate.
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Fionic40FintechNew York, United StatesAI-powered lending platform for consumer finance, enabling financial success for clients.
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EarnUp55FintechSan Francisco, United States$56.0MIntelligently automates loan payments for consumers to improve financial well-being and pay off debt faster.
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Oodle Car Finance52FintechOxford, United Kingdom$630.0MOodle Car Finance provides a seamless, digital platform for used car financing, connecting buyers with dealers and lenders.
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Reigo Investments52FintechRamat Gan, Israel$113.0MAI-powered asset manager for the US senior hard money lending market, optimizing risk and performance.
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CredCompare35FintechAI-powered point-of-sale financing platform connecting patients with lenders for healthcare services.
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CRiskCo34FintechTel Aviv, IsraelReal-time credit and compliance intelligence for Mexico. Trusted by leading financial institutions to automate underwriting and monitor risk using SAT API data.
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Stash49FintechNew York City, United States$460.5MA fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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SaaS platform for lending operations with vertical data and AI, offering a single API.
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ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Melio69FintechNew York, United States$654.0MB2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.
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Unit69FintechNew York, United States$169.6MFinancial infrastructure platform for tech companies to store, move, and lend money.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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Upgrade62FintechSan Mateo, United States$871.0MConsumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.
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Affirm62FintechSan Francisco, United States$1.9BBuy Now, Pay Later (BNPL) service offering flexible payment options at checkout.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Alipay+62FintechSingapore, Singapore$1.2BA unified digital payment gateway connecting consumers, merchants, and financial institutions globally, enabling seamless cross-border payments through QR code scanning and other digital solutions.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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FinBox62FintechBengaluru, India$55.0MB2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.
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ThetaRay62FintechNew York, United States$147.5MAI-powered transaction monitoring for fintech and banks to enable trusted cross-border payments.
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JUMO World61FintechLondon, United Kingdom$227.0MFinancial services platform for emerging markets, enabling access to credit and payments.
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Pipecurve61FintechSan Francisco, United Kingdom$16.0MEmbedded capital platform providing working capital advances to small businesses.
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Percent61FintechNew York, United States$29.7MA tech-powered marketplace for private credit investing, connecting borrowers, investors, and underwriters.
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Lendbuzz61FintechBoston, United States$1.9BAI-powered auto finance platform for consumers with good to no credit history.
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Younited61FintechParis, France$666.8MEuropean fintech providing instant consumer credit and payment solutions.
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KreditBee60FintechBengaluru, India$71.5MIndian consumer lending startup
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Capchase58FintechNew York, USA$300.0MProvides non-dilutive financing and financial management tools for SaaS companies.
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Payflows58FintechParis, France$32.1MAI-powered finance operations platform that unifies procurement, treasury, AP/AR, and cashflow management for finance teams.
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Lama AI58FintechNew York, United States$9.0MAI-powered lending exchange connecting small businesses to bank-rated credit.
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Blue Dot58FintechTel Aviv, Israel$89.5MBlue Dot develops a technology-based financial platform for automating employee-driven transactions and tax compliance.
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Monroe Capital58FintechChicago, United States$10.9BAsset management firm providing private credit solutions to businesses in the U.S. and Canada.
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Kiavi57FintechSan Francisco, USA$100.0MA leading lender to home flippers and smaller landlords in the US.
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Neon Pagamentos S.A.57FintechSão Paulo, Brazil$297.0MA Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.
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Addi42FintechBogotá, ColombiaBuy now, pay later platform for Latin America, offering credit to consumers and businesses.
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Lend AI57FintechMiami, United States$70.0MFintech lender providing US real estate financing for foreign investors using AI.
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Fiserv Inc.77Banking TechnologyMilwaukee, United States$300.0MGlobal financial technology provider for banks, credit unions, merchants, and businesses.
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Bitcoin Suisse AG57FintechZug, Switzerland$46.4MA regulated Swiss crypto-financial service provider offering trading, staking, custody, and lending.
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Carmoola56FintechLondon, United Kingdom$528.2MA fully digital car finance platform.
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CredPal56FintechLagos, Nigeria$16.6MCredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa.
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Bilrost56FintechOakland, United States$4.0MBilrost automates the most complicated commercial loan processing. $680K ARR in 5 weeks and 7 figure deal closing shortly
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Bridgement55FintechCape Town, South Africa$10.0MSouth African fintech lender providing AI-driven flexible finance solutions for business cash flow.
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40Seas55FintechTel Aviv, Israel$117.0MDigital trade finance platform using AI for flexible B2B payments in global supply chains.
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Behalf55FintechNew York, United States$411.0MB2B purchase financing for SMBs to buy more and vendors to sell more.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Cloud Walk54FintechSão Paulo, Brazil$190.0MA fintech company focused on digital payments and financial solutions for businesses.
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Weav53FintechNew York, United States$14.3MThe single API for commerce platforms, providing real-time financial products and standardized customer data.
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A Brazilian fintech platform empowering merchants to offer and operate their own credit businesses with AI-driven embedded finance.
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AI-powered underwriting platform for Small Balance Commercial loans, offering instant pricing and fast closings.
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Futora53FintechTel Aviv, Israel$6.0MDigital platform enabling financial institutions to offer tailored, on-the-fly financial products.
Compare Pagaya Investments head to head
Side by side on what each one does, what it costs, and what real users report.
- Pagaya Investments vs Liquidity Group
- Pagaya Investments vs Fundbox
- Pagaya Investments vs Sunbit
- Pagaya Investments vs Klarna
- Pagaya Investments vs Fido Solutions
- Pagaya Investments vs Atlas Invest
- Pagaya Investments vs Fionic
- Pagaya Investments vs EarnUp
- Pagaya Investments vs Oodle Car Finance
- Pagaya Investments vs Reigo Investments

