PhonePe vs Plaid
PhonePe vs Plaid, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: PhonePe is on 62/100 and Plaid on 70/100.
Where each one leads
PhonePe
- headcount: 3,500 against 1,501
Plaid
- our overall score: 70/100 against 62/100
- agent readiness: 50/100 against 42/100
- domain rating: 86/100 against 77/100
- funding raised: $734M against $350M
At a glance
| Measure | PhonePe | Plaid |
|---|---|---|
| What it is | A leading Indian digital payments and financial services platform enabling seamless money transfers and investments. | Plaid provides a data transfer network powering fintech and digital finance products. |
| Category | Fintech, Payments, Financial Services, Digital Payments | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2015 | 2013 |
| Headquarters | Bengaluru, India | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | PhonePe | Plaid |
|---|---|---|
| Employees | 3,500 | 1,501 |
| Headcount growthLast 12 months | Not published | +87.5% |
| Total funding | $350M | $734M |
| Latest round | Series D | Not published |
| Valuation | $12B | $13B |
| LinkedIn followers | Not published | 245,610 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | PhonePe | Plaid |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 62/100 | 70/100 |
| Traction | 60/100 | 60/100 |
| Team | Not published | 30/100 |
| Search visibility | 11/100 | 54/100 |
| Quality | 90/100 | 86/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (42/100) | D (50/100) |
| Domain ratingLink authority, 0-100 | 77/100 | 86/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | PhonePe | Plaid |
|---|---|---|
| Hosting | AWS | AWS |
| CDN | Cloudflare | CloudFront |
| Frameworks | Not detected | Next.js, Bootstrap |
| Analytics | Google Tag Manager | Segment |
| Open source | No | Yes |
PhonePe vs Plaid: common questions
Which is better, PhonePe or Plaid?
On our 0-100 score Plaid rates higher (70/100 against 62/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do PhonePe and Plaid compare on the numbers?
PhonePe leads on headcount (3,500 against 1,501). Plaid leads on our overall score (70/100 against 62/100), agent readiness (50/100 against 42/100), domain rating (86/100 against 77/100), funding raised ($734M against $350M).
Read the full PhonePe review and pricing or the Plaid review and pricing. You can also browse other PhonePe alternatives we track.