PayPal Payments vs StoneCo
PayPal Payments vs StoneCo, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: PayPal Payments is on 75/100 and StoneCo on 67/100.
Where each one leads
PayPal Payments
- our overall score: 75/100 against 67/100
- agent readiness: 57/100 against 21/100
- domain rating: 95/100 against 53/100
StoneCo
Leads on none of the measures we hold for both companies.
At a glance
| Measure | PayPal Payments | StoneCo |
|---|---|---|
| What it is | Global digital payments platform facilitating transactions for consumers and merchants. | Brazilian fintech providing integrated financial and software solutions for merchants of all sizes. |
| Category | Fintech, Payments, Digital Payments, Embedded Finance | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 1998 | 2012 |
| Headquarters | San Jose, United States | São Paulo, Brazil |
| Status | Active | Active |
Size, funding and growth
| Measure | PayPal Payments | StoneCo |
|---|---|---|
| Employees | Not published | 13,867 |
| Headcount growthLast 12 months | Not published | +3.3% |
| Total funding | $1.7B | $1.5B |
| Latest round | Acquisition | IPO |
| LinkedIn followers | Not published | 2,482,372 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | PayPal Payments | StoneCo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 75/100 | 67/100 |
| Traction | 40/100 | 60/100 |
| Team | 70/100 | 60/100 |
| Community | Not published | 8/100 |
| Search visibility | 17/100 | 35/100 |
| Quality | 99/100 | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (57/100) | F (21/100) |
| Domain ratingLink authority, 0-100 | 95/100 | 53/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | PayPal Payments | StoneCo |
|---|---|---|
| Hosting | Not detected | AWS |
| CDN | Cloudflare | Not detected |
| Frameworks | Tailwind CSS, Bootstrap | Not detected |
| Payments | PayPal | Not detected |
What users say
| Measure | PayPal Payments | StoneCo |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 1 positive, 3 negative across 4 threads |
“StoneCo is a fairly dope SA fintech company with quality financials yet rapidly increasing short interest. The dumb fucks who think they can chip away at this little gem deserve to be eaten alive by the intrepid marketeers going in on share”r/wallstreetbets
PayPal Payments vs StoneCo: common questions
Which is better, PayPal Payments or StoneCo?
On our 0-100 score PayPal Payments rates higher (75/100 against 67/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do PayPal Payments and StoneCo compare on the numbers?
PayPal Payments leads on our overall score (75/100 against 67/100), agent readiness (57/100 against 21/100), domain rating (95/100 against 53/100).
What do real users say about PayPal Payments and StoneCo?
StoneCo: 1 positive and 3 negative mentions across 4 Reddit threads we track, mostly in r/wallstreetbets.
Read the full PayPal Payments review and pricing or the StoneCo review and pricing. You can also browse other PayPal Payments alternatives we track.

