Payoneer vs TerraPay
Payoneer vs TerraPay, compared side by side on 13 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Payoneer is on 69/100 and TerraPay on 47/100.
Where each one leads
Payoneer
- our overall score: 69/100 against 47/100
- funding raised: $544M against $100M
TerraPay
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Payoneer | TerraPay |
|---|---|---|
| What it is | Payoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies. | Global payments infrastructure for mobile money and bank accounts. |
| Category | Fintech, Payments, Tax, Digital Payments | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Platform |
| Founded | 2005 | 2014 |
| Headquarters | New York, United States | Amsterdam, Netherlands |
| Status | Active | Inactive |
Size, funding and growth
| Measure | Payoneer | TerraPay |
|---|---|---|
| Employees | 3,230 | Not published |
| Headcount growthLast 12 months | +6.7% | Not published |
| Total funding | $544M | $100M |
| Latest round | Post-IPO | Series B |
| Valuation | $1.5B | Not published |
| LinkedIn followers | 261,393 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Payoneer | TerraPay |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 69/100 | 47/100 |
| Traction | 60/100 | 40/100 |
| Team | 70/100 | Not published |
| Community | 8/100 | Not published |
| Search visibility | 32/100 | 2/100 |
| Quality | 78/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (51/100) | Not published |
| Domain ratingLink authority, 0-100 | 84/100 | Not published |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Payoneer | TerraPay |
|---|---|---|
| Hosting | Google Cloud | Not detected |
| CDN | CloudFront | Not detected |
| CMS | WordPress | Not detected |
| Frameworks | Jquery | Not detected |
What users say
| Measure | Payoneer | TerraPay |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 4 positive, 0 negative across 5 threads |
“TerraPay, Cooperative Bank of Oromia and Quantoz Launch Blockchain-Based Settlement for Inward Remittances to Ethiopia using Xahau blockchain. TerraPay ( terrapay.com ), a global payments infrastructure company, and Cooperative Bank of Orom”r/XahauBlockchain
Payoneer vs TerraPay: common questions
Which is better, Payoneer or TerraPay?
On our 0-100 score Payoneer rates higher (69/100 against 47/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 13 data points above: read the rows that match what you are buying for.
How do Payoneer and TerraPay compare on the numbers?
Payoneer leads on our overall score (69/100 against 47/100), funding raised ($544M against $100M).
What do real users say about Payoneer and TerraPay?
TerraPay: 4 positive and 0 negative mentions across 5 Reddit threads we track, mostly in r/XahauBlockchain.
Read the full Payoneer review and pricing or the TerraPay review and pricing. You can also browse other Payoneer alternatives we track.