Payflows vs Phantom Labs
Payflows vs Phantom Labs, compared side by side on 18 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Payflows is on 58/100 and Phantom Labs on 49/100.
Where each one leads
Payflows
- our overall score: 58/100 against 49/100
Phantom Labs
- agent readiness: 42/100 against 36/100
- domain rating: 84/100 against 31/100
- headcount: 375 against 40
- funding raised: $109M against $32.1M
At a glance
| Measure | Payflows | Phantom Labs |
|---|---|---|
| What it is | AI-powered finance operations platform that unifies procurement, treasury, AP/AR, and cashflow management for finance teams. | A self-custodial crypto wallet and platform for trading, predictions, and decentralized finance. |
| Category | Fintech, Finance Operations, Payments, Digital Payments | Fintech, Web3, Crypto Exchange, DeFi |
| Sells toBusiness model | B2B SaaS | B2C |
| Offering | Platform | Platform |
| Founded | 2022 | Not published |
| Headquarters | Paris, France | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Payflows | Phantom Labs |
|---|---|---|
| Employees | 40 | 375 |
| Total funding | $32.1M | $109M |
| Latest round | Series A | Series B |
| Valuation | Not published | $1.2B |
| LinkedIn followers | Not published | 12 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Payflows | Phantom Labs |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 58/100 | 49/100 |
| Traction | 54/100 | 60/100 |
| Team | 60/100 | Not published |
| Community | 8/100 | Not published |
| Search visibility | 23/100 | 24/100 |
| Quality | 68/100 | 58/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (36/100) | D (42/100) |
| Domain ratingLink authority, 0-100 | 31/100 | 84/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Payflows | Phantom Labs |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Webflow | Ghost |
| Frameworks | Not detected | Remix |
| Analytics | Google Analytics 4, Linkedin Insight | Appsflyer |
| Support stack | HubSpot | Not detected |
Payflows vs Phantom Labs: common questions
Which is better, Payflows or Phantom Labs?
On our 0-100 score Payflows rates higher (58/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 18 data points above: read the rows that match what you are buying for.
How do Payflows and Phantom Labs compare on the numbers?
Payflows leads on our overall score (58/100 against 49/100). Phantom Labs leads on agent readiness (42/100 against 36/100), domain rating (84/100 against 31/100), headcount (375 against 40), funding raised ($109M against $32.1M).
Read the full Payflows review and pricing or the Phantom Labs review and pricing. You can also browse other Payflows alternatives we track.