Paya vs Square
Paya vs Square, compared side by side on 12 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Paya is on 13/100 and Square on 67/100.
Where each one leads
Paya
Leads on none of the measures we hold for both companies.
Square
- our overall score: 67/100 against 13/100
- agent readiness: 56/100 against 22/100
- domain rating: 93/100 against 65/100
At a glance
| Measure | Paya | Square |
|---|---|---|
| What it is | Integrated payment solutions for businesses, focusing on simplifying transactions and enhancing financial operations. | An all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools. |
| Category | Fintech, Payments, Digital Payments, Embedded Finance | Fintech, Payments, Fintech & Payments, Digital Payments |
| Sells toBusiness model | B2B | B2B |
| Offering | Platform | Platform |
| Founded | 2001 | 2009 |
| Headquarters | Atlanta, United States | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Paya | Square |
|---|---|---|
| Employees | Not published | 55 |
| Total funding | Not published | $10.0M |
| Latest round | Not published | Series A |
| Valuation | Not published | $30.0M |
| LinkedIn followers | Not published | 380 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Paya | Square |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 13/100 | 67/100 |
| Traction | Not published | 52/100 |
| Team | 20/100 | 60/100 |
| Community | Not published | 8/100 |
| Search visibility | 13/100 | 44/100 |
| Quality | Not published | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (22/100) | D (56/100) |
| Domain ratingLink authority, 0-100 | 65/100 | 93/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Paya | Square |
|---|---|---|
| CDN | Not detected | Cloudflare |
| Frameworks | Not detected | Tailwind CSS |
| Payments | Not detected | Square |
What users say
| Measure | Paya | Square |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 0 positive, 2 negative across 3 threads |
“After two years of processing payments, with zero notice, and zero reason given Square closed our account Saturday in the middle of the day. I wish I could say we are alone, so many folks have posted on the BBB that this makes me think that”r/smallbusiness
Paya vs Square: common questions
Which is better, Paya or Square?
On our 0-100 score Square rates higher (67/100 against 13/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 12 data points above: read the rows that match what you are buying for.
How do Paya and Square compare on the numbers?
Square leads on our overall score (67/100 against 13/100), agent readiness (56/100 against 22/100), domain rating (93/100 against 65/100).
What do real users say about Paya and Square?
Square: 0 positive and 2 negative mentions across 3 Reddit threads we track, mostly in r/smallbusiness.
Read the full Paya review and pricing or the Square review and pricing. You can also browse other Paya alternatives we track.