Mercury vs PayEm
Mercury vs PayEm, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Mercury is on 67/100 and PayEm on 54/100.
Where each one leads
Mercury
- our overall score: 67/100 against 54/100
- agent readiness: 52/100 against 44/100
- domain rating: 78/100 against 39/100
- headcount: 1,722 against 40
- funding raised: $500M against $207M
PayEm
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Mercury | PayEm |
|---|---|---|
| What it is | Business banking. | Global spend management and procurement platform automating the request-to-reconciliation process. |
| Category | Fintech, Neobank, Payments, Embedded Finance | Fintech, Payments, Embedded Finance, Spend Management |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | platform | Platform |
| Founded | 2017 | 2019 |
| Headquarters | San Francisco, United States | Tel Aviv, Israel |
| Status | Active | Active |
Size, funding and growth
| Measure | Mercury | PayEm |
|---|---|---|
| Employees | 1,722 | 40 |
| Headcount growthLast 12 months | Not published | -27.7% |
| Total funding | $500M | $207M |
| Latest round | Series D | Credit Facility |
| Valuation | $5.2B | Not published |
| LinkedIn followers | Not published | 13,300 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Mercury | PayEm |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 67/100 | 54/100 |
| Traction | 60/100 | 56/100 |
| Team | 70/100 | 60/100 |
| Community | 8/100 | Not published |
| Search visibility | 29/100 | 32/100 |
| Quality | 78/100 | 55/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (52/100) | D (44/100) |
| Domain ratingLink authority, 0-100 | 78/100 | 39/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Mercury | PayEm |
|---|---|---|
| Hosting | Vercel | Not detected |
| CDN | Vercel | Cloudflare |
| Frameworks | Next.js, Tailwind CSS | Next.js |
| Analytics | Not detected | Google Tag Manager |
| Open source | Yes | No |
Mercury vs PayEm: common questions
Which is better, Mercury or PayEm?
On our 0-100 score Mercury rates higher (67/100 against 54/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Mercury and PayEm compare on the numbers?
Mercury leads on our overall score (67/100 against 54/100), agent readiness (52/100 against 44/100), domain rating (78/100 against 39/100), headcount (1,722 against 40), funding raised ($500M against $207M).
Read the full Mercury review and pricing or the PayEm review and pricing. You can also browse other Mercury alternatives we track.

