M-KOPA vs Ume
M-KOPA vs Ume, compared side by side on 17 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: M-KOPA is on 63/100 and Ume on 53/100.
Where each one leads
M-KOPA
- our overall score: 63/100 against 53/100
- agent readiness: 42/100 against 21/100
- domain rating: 62/100 against 6/100
- funding raised: $325M against $36.0M
Ume
Leads on none of the measures we hold for both companies.
At a glance
| Measure | M-KOPA | Ume |
|---|---|---|
| What it is | Fintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa. | A Brazilian fintech platform empowering merchants to offer and operate their own credit businesses with AI-driven embedded finance. |
| Category | Fintech, Embedded Finance, Payments, Consumer Electronics | Fintech, Embedded Finance, Payments, Lending |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2010 | 2019 |
| Headquarters | London, United Kingdom | São Paulo, Brazil |
| Status | Active | Inactive |
Size, funding and growth
| Measure | M-KOPA | Ume |
|---|---|---|
| Employees | 3,269 | Not published |
| Headcount growthLast 12 months | +9.6% | Not published |
| Total funding | $325M | $36.0M |
| Latest round | Debt and Equity | Series B |
| LinkedIn followers | 86,854 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | M-KOPA | Ume |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 63/100 | 53/100 |
| Traction | 60/100 | 38/100 |
| Team | 70/100 | 70/100 |
| Community | 8/100 | 8/100 |
| Search visibility | 24/100 | 11/100 |
| Quality | 68/100 | 62/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (42/100) | F (21/100) |
| Domain ratingLink authority, 0-100 | 62/100 | 6/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | M-KOPA | Ume |
|---|---|---|
| CDN | Cloudflare | Not detected |
| CMS | Webflow | Not detected |
| Analytics | Google Tag Manager, Microsoft Clarity | Not detected |
M-KOPA vs Ume: common questions
Which is better, M-KOPA or Ume?
On our 0-100 score M-KOPA rates higher (63/100 against 53/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 17 data points above: read the rows that match what you are buying for.
How do M-KOPA and Ume compare on the numbers?
M-KOPA leads on our overall score (63/100 against 53/100), agent readiness (42/100 against 21/100), domain rating (62/100 against 6/100), funding raised ($325M against $36.0M).
Read the full M-KOPA review and pricing or the Ume review and pricing. You can also browse other M-KOPA alternatives we track.