M-KOPA vs Tugende
M-KOPA vs Tugende, compared side by side on 11 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: M-KOPA is on 63/100 and Tugende on 61/100.
Where each one leads
M-KOPA
- agent readiness: 42/100 against 22/100
- funding raised: $325M against $19.9M
Tugende
Leads on none of the measures we hold for both companies.
At a glance
| Measure | M-KOPA | Tugende |
|---|---|---|
| What it is | Fintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa. | Provider of asset finance for small businesses in Uganda. |
| Category | Fintech, Embedded Finance, Payments, Consumer Electronics | Not published |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2010 | 2012 |
| Headquarters | London, United Kingdom | Kampala, Uganda |
| Status | Active | Inactive |
Size, funding and growth
| Measure | M-KOPA | Tugende |
|---|---|---|
| Employees | 3,269 | Not published |
| Headcount growthLast 12 months | +9.6% | Not published |
| Total funding | $325M | $19.9M |
| Latest round | Debt and Equity | Pre-Series B |
| LinkedIn followers | 86,854 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | M-KOPA | Tugende |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 63/100 | 61/100 |
| Traction | 60/100 | Not published |
| Team | 70/100 | 100/100 |
| Community | 8/100 | Not published |
| Search visibility | 24/100 | Not published |
| Quality | 68/100 | Not published |
| Agent readinessHow well an AI agent can read and act on the site | D (42/100) | F (22/100) |
| Domain ratingLink authority, 0-100 | 62/100 | Not published |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | M-KOPA | Tugende |
|---|---|---|
| CDN | Cloudflare | Not detected |
| CMS | Webflow | Not detected |
| Analytics | Google Tag Manager, Microsoft Clarity | Not detected |
M-KOPA vs Tugende: common questions
Which is better, M-KOPA or Tugende?
On our 0-100 score M-KOPA rates higher (63/100 against 61/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 11 data points above: read the rows that match what you are buying for.
How do M-KOPA and Tugende compare on the numbers?
M-KOPA leads on agent readiness (42/100 against 22/100), funding raised ($325M against $19.9M).
Read the full M-KOPA review and pricing or the Tugende review and pricing. You can also browse other M-KOPA alternatives we track.

