M-KOPA vs Stima
M-KOPA vs Stima, compared side by side on 10 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: M-KOPA is on 63/100 and Stima on 10/100.
Where each one leads
M-KOPA
- our overall score: 63/100 against 10/100
Stima
- agent readiness: 50/100 against 42/100
At a glance
| Measure | M-KOPA | Stima |
|---|---|---|
| What it is | Fintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa. | Stima is a fintech company providing a digital platform for small and medium-sized businesses to access working capital and manage their finances. |
| Category | Fintech, Embedded Finance, Payments, Consumer Electronics | Fintech, SME Finance, Working Capital, Digital Payments |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2010 | 2021 |
| Headquarters | London, United Kingdom | Nairobi, Kenya |
| Status | Active | Active |
Size, funding and growth
| Measure | M-KOPA | Stima |
|---|---|---|
| Employees | 3,269 | Not published |
| Headcount growthLast 12 months | +9.6% | Not published |
| Total funding | $325M | Not published |
| Latest round | Debt and Equity | Not published |
| LinkedIn followers | 86,854 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | M-KOPA | Stima |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 63/100 | 10/100 |
| Traction | 60/100 | Not published |
| Team | 70/100 | Not published |
| Community | 8/100 | Not published |
| Search visibility | 24/100 | 7/100 |
| Quality | 68/100 | Not published |
| Agent readinessHow well an AI agent can read and act on the site | D (42/100) | D (50/100) |
| Domain ratingLink authority, 0-100 | 62/100 | Not published |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | M-KOPA | Stima |
|---|---|---|
| CDN | Cloudflare | Not detected |
| CMS | Webflow | Not detected |
| Analytics | Google Tag Manager, Microsoft Clarity | Not detected |
M-KOPA vs Stima: common questions
Which is better, M-KOPA or Stima?
On our 0-100 score M-KOPA rates higher (63/100 against 10/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 10 data points above: read the rows that match what you are buying for.
How do M-KOPA and Stima compare on the numbers?
M-KOPA leads on our overall score (63/100 against 10/100). Stima leads on agent readiness (50/100 against 42/100).
Read the full M-KOPA review and pricing or the Stima review and pricing. You can also browse other M-KOPA alternatives we track.