Klarna vs Zip (Formerly Quadpay)
Klarna vs Zip (Formerly Quadpay), compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Klarna is on 60/100 and Zip (Formerly Quadpay) on 43/100.
Where each one leads
Klarna
- our overall score: 60/100 against 43/100
- funding raised: $9.4B against $1.3B
Zip (Formerly Quadpay)
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Klarna | Zip (Formerly Quadpay) |
|---|---|---|
| What it is | Klarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple, | Buy Now, Pay Later (BNPL) service formerly known as Quadpay, enabling installment payments for online and in-store purchases. |
| Category | Fintech, Payments, Digital Payments, Embedded Finance | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B2C |
| Offering | Platform | Platform |
| Founded | 2005 | 2013 |
| Headquarters | Stockholm, Sweden | Sydney, Australia |
| Status | Active | Active |
Size, funding and growth
| Measure | Klarna | Zip (Formerly Quadpay) |
|---|---|---|
| Employees | 5,000 | Not published |
| Total funding | $9.4B | $1.3B |
| Latest round | Not published | Secondary Market |
| Valuation | $7 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Klarna | Zip (Formerly Quadpay) |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 60/100 | 43/100 |
| Traction | 60/100 | 40/100 |
| Team | 70/100 | 50/100 |
| Community | 8/100 | Not published |
| Search visibility | 16/100 | 5/100 |
| Quality | 65/100 | 50/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (45/100) | D (48/100) |
| Domain ratingLink authority, 0-100 | 92/100 | 84/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Klarna | Zip (Formerly Quadpay) |
|---|---|---|
| CDN | CloudFront | Cloudflare |
| Frameworks | Not detected | Graphql |
| Payments | Klarna | Not detected |
Klarna vs Zip (Formerly Quadpay): common questions
Which is better, Klarna or Zip (Formerly Quadpay)?
On our 0-100 score Klarna rates higher (60/100 against 43/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do Klarna and Zip (Formerly Quadpay) compare on the numbers?
Klarna leads on our overall score (60/100 against 43/100), funding raised ($9.4B against $1.3B).
Read the full Klarna review and pricing or the Zip (Formerly Quadpay) review and pricing. You can also browse other Klarna alternatives we track.