Kiavi vs Obligo
Kiavi vs Obligo, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Kiavi is on 57/100 and Obligo on 63/100.
Where each one leads
Kiavi
- headcount: 481 against 89
- LinkedIn following: 16,928 against 7,372
Obligo
- our overall score: 63/100 against 57/100
- domain rating: 70/100 against 63/100
At a glance
| Measure | Kiavi | Obligo |
|---|---|---|
| What it is | A leading lender to home flippers and smaller landlords in the US. | Fintech platform that eliminates security deposits for renters and landlords using open banking. |
| Category | Fintech, Real Estate, Lending, Proptech | Fintech, Open Banking, Rental, Underwriting |
| Sells toBusiness model | B2B | B2B, B2C |
| Offering | Platform | Software |
| Founded | 2013 | 2017 |
| Headquarters | San Francisco, USA | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Kiavi | Obligo |
|---|---|---|
| Employees | 481 | 89 |
| Headcount growthLast 12 months | Not published | +14.7% |
| Total funding | $100M | $92.5M |
| Latest round | Series C | Series C |
| Valuation | $1.1B | Not published |
| LinkedIn followers | 16,928 | 7,372 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Kiavi | Obligo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 57/100 | 63/100 |
| Traction | 60/100 | 59/100 |
| Team | 30/100 | 70/100 |
| Search visibility | 22/100 | 28/100 |
| Quality | 68/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (48/100) | D (47/100) |
| Domain ratingLink authority, 0-100 | 63/100 | 70/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Kiavi | Obligo |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Not detected | Webflow |
| Frameworks | Tailwind CSS, Bootstrap | Not detected |
| Analytics | Segment | Google Tag Manager |
What users say
| Measure | Kiavi | Obligo |
|---|---|---|
| Reddit sentimentThreads we track | 1 positive, 3 negative across 6 threads | Not published |
“I do primary hard money stuff (fix & flip, exc) and most of my deals go through places Kiavi but I do get some that can't fit within the box.”r/loanoriginators
Kiavi vs Obligo: common questions
Which is better, Kiavi or Obligo?
On our 0-100 score Obligo rates higher (63/100 against 57/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Kiavi and Obligo compare on the numbers?
Kiavi leads on headcount (481 against 89), LinkedIn following (16,928 against 7,372). Obligo leads on our overall score (63/100 against 57/100), domain rating (70/100 against 63/100).
What do real users say about Kiavi and Obligo?
Kiavi: 1 positive and 3 negative mentions across 6 Reddit threads we track, mostly in r/loanoriginators.
Read the full Kiavi review and pricing or the Obligo review and pricing. You can also browse other Kiavi alternatives we track.