Happy Money vs MoneyLion
Happy Money vs MoneyLion, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Happy Money is on 46/100 and MoneyLion on 55/100.
Where each one leads
Happy Money
- funding raised: $536M against $150M
MoneyLion
- our overall score: 55/100 against 46/100
- agent readiness: 47/100 against 37/100
- domain rating: 72/100 against 60/100
- headcount: 511 against 400
At a glance
| Measure | Happy Money | MoneyLion |
|---|---|---|
| What it is | Happy Money offers personal loans to help consumers consolidate high-interest credit card debt and improve financial well-being. | Digital financial services platform offering banking, investing, and crypto. |
| Category | Fintech, Lending, Alternative Lending, Consumer Finance | Fintech, Neobank, Digital Payments, Lending |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2009 | 2013 |
| Headquarters | Torrance, United States | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Happy Money | MoneyLion |
|---|---|---|
| Employees | 400 | 511 |
| Total funding | $536M | $150M |
| Latest round | Venture Round | Series B |
| Valuation | $1.2B | Not published |
| LinkedIn followers | 32,063 | 39,701 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Happy Money | MoneyLion |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 46/100 | 55/100 |
| Traction | 60/100 | 60/100 |
| Team | 50/100 | 70/100 |
| Community | Not published | 15/100 |
| Search visibility | 42/100 | 22/100 |
| Quality | 40/100 | 58/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (37/100) | D (47/100) |
| Domain ratingLink authority, 0-100 | 60/100 | 72/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Happy Money | MoneyLion |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| Frameworks | Next.js | Next.js, Tailwind CSS |
| Analytics | Google Tag Manager | Not detected |
| Support stack | HubSpot | Not detected |
Happy Money vs MoneyLion: common questions
Which is better, Happy Money or MoneyLion?
On our 0-100 score MoneyLion rates higher (55/100 against 46/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Happy Money and MoneyLion compare on the numbers?
Happy Money leads on funding raised ($536M against $150M). MoneyLion leads on our overall score (55/100 against 46/100), agent readiness (47/100 against 37/100), domain rating (72/100 against 60/100), headcount (511 against 400).
Read the full Happy Money review and pricing or the MoneyLion review and pricing. You can also browse other Happy Money alternatives we track.