Happy Money vs Lending Club
Happy Money vs Lending Club, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Happy Money is on 46/100 and Lending Club on 68/100.
Where each one leads
Happy Money
Leads on none of the measures we hold for both companies.
Lending Club
- our overall score: 68/100 against 46/100
- agent readiness: 51/100 against 37/100
- domain rating: 72/100 against 60/100
- headcount: 1,412 against 400
- funding raised: $687M against $536M
- LinkedIn following: 46,767 against 32,063
At a glance
| Measure | Happy Money | Lending Club |
|---|---|---|
| What it is | Happy Money offers personal loans to help consumers consolidate high-interest credit card debt and improve financial well-being. | Online marketplace for personal loans and banking services, offering debt consolidation and auto loan refinancing. |
| Category | Fintech, Lending, Alternative Lending, Consumer Finance | Fintech, Lending, Personal Loans, Banking |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2009 | 2006 |
| Headquarters | Torrance, United States | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Happy Money | Lending Club |
|---|---|---|
| Employees | 400 | 1,412 |
| Headcount growthLast 12 months | Not published | +13.9% |
| Total funding | $536M | $687M |
| Latest round | Venture Round | Series F |
| Valuation | $1.2B | $8.7B |
| LinkedIn followers | 32,063 | 46,767 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Happy Money | Lending Club |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 46/100 | 68/100 |
| Traction | 60/100 | 60/100 |
| Team | 50/100 | 70/100 |
| Search visibility | 42/100 | 23/100 |
| Quality | 40/100 | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (37/100) | D (51/100) |
| Domain ratingLink authority, 0-100 | 60/100 | 72/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Happy Money | Lending Club |
|---|---|---|
| Hosting | Not detected | AWS |
| CDN | Cloudflare | Not detected |
| Frameworks | Next.js | Next.js |
| Analytics | Google Tag Manager | Not detected |
| Support stack | HubSpot | Not detected |
Happy Money vs Lending Club: common questions
Which is better, Happy Money or Lending Club?
On our 0-100 score Lending Club rates higher (68/100 against 46/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Happy Money and Lending Club compare on the numbers?
Lending Club leads on our overall score (68/100 against 46/100), agent readiness (51/100 against 37/100), domain rating (72/100 against 60/100), headcount (1,412 against 400), funding raised ($687M against $536M), LinkedIn following (46,767 against 32,063).
Read the full Happy Money review and pricing or the Lending Club review and pricing. You can also browse other Happy Money alternatives we track.