Fundbox vs Retail Capital
Fundbox vs Retail Capital, compared side by side on 18 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Fundbox is on 70/100 and Retail Capital on 33/100.
Where each one leads
Fundbox
- our overall score: 70/100 against 33/100
- agent readiness: 52/100 against 31/100
- domain rating: 74/100 against 42/100
- headcount growth: -9.4% against -18.5%
- LinkedIn following: 23,678 against 8,558
Retail Capital
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Fundbox | Retail Capital |
|---|---|---|
| What it is | Embedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions. | Flexible online business funding for South African SMEs based on performance. |
| Category | Fintech, Credit, Lending, SMB | Fintech, Lending, Revenue-Based Financing, SMB Software |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Software |
| Founded | 2014 | 2011 |
| Headquarters | Dallas, United States | Johannesburg, South Africa |
| Status | Active | Active |
Size, funding and growth
| Measure | Fundbox | Retail Capital |
|---|---|---|
| Employees | 206 | 167 |
| Headcount growthLast 12 months | -9.4% | -18.5% |
| Total funding | $536M | Not published |
| Latest round | Series D | Not published |
| Valuation | $1.1B | Not published |
| LinkedIn followers | 23,678 | 8,558 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Fundbox | Retail Capital |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 70/100 | 33/100 |
| Traction | 60/100 | 20/100 |
| Team | 70/100 | 50/100 |
| Community | 8/100 | Not published |
| Search visibility | 45/100 | 32/100 |
| Quality | 78/100 | Not published |
| Agent readinessHow well an AI agent can read and act on the site | D (52/100) | F (31/100) |
| Domain ratingLink authority, 0-100 | 74/100 | 42/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Fundbox | Retail Capital |
|---|---|---|
| Hosting | Netlify | Not detected |
| CDN | Cloudflare | CloudFront |
| Frameworks | Nuxt, Tailwind CSS | Jquery, Tailwind CSS, Bootstrap |
| Support stack | Zendesk | Not detected |
Fundbox vs Retail Capital: common questions
Which is better, Fundbox or Retail Capital?
On our 0-100 score Fundbox rates higher (70/100 against 33/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 18 data points above: read the rows that match what you are buying for.
How do Fundbox and Retail Capital compare on the numbers?
Fundbox leads on our overall score (70/100 against 33/100), agent readiness (52/100 against 31/100), domain rating (74/100 against 42/100), headcount growth (-9.4% against -18.5%), LinkedIn following (23,678 against 8,558).
Read the full Fundbox review and pricing or the Retail Capital review and pricing. You can also browse other Fundbox alternatives we track.