Flatpay vs StoneCo
Flatpay vs StoneCo, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Flatpay is on 30/100 and StoneCo on 67/100.
Where each one leads
Flatpay
- agent readiness: 53/100 against 21/100
- domain rating: 67/100 against 53/100
- headcount growth: +103.0% against +3.3%
StoneCo
- our overall score: 67/100 against 30/100
- headcount: 13,867 against 1,362
- LinkedIn following: 2,482,372 against 22,023
At a glance
| Measure | Flatpay | StoneCo |
|---|---|---|
| What it is | Flatpay provides affordable payment solutions for businesses with a focus on simple, predictable flat rates and daily payouts. | Brazilian fintech providing integrated financial and software solutions for merchants of all sizes. |
| Category | Fintech, Payments, Digital Payments, Embedded Finance | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Platform |
| Founded | Not published | 2012 |
| Headquarters | Helsinki, Finland | São Paulo, Brazil |
| Status | Active | Active |
Size, funding and growth
| Measure | Flatpay | StoneCo |
|---|---|---|
| Employees | 1,362 | 13,867 |
| Headcount growthLast 12 months | +103.0% | +3.3% |
| Total funding | Not published | $1.5B |
| Latest round | Not published | IPO |
| LinkedIn followers | 22,023 | 2,482,372 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Flatpay | StoneCo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 30/100 | 67/100 |
| Traction | 20/100 | 60/100 |
| Team | 30/100 | 60/100 |
| Community | Not published | 8/100 |
| Search visibility | 42/100 | 35/100 |
| Quality | Not published | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (53/100) | F (21/100) |
| Domain ratingLink authority, 0-100 | 67/100 | 53/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Flatpay | StoneCo |
|---|---|---|
| Hosting | Not detected | AWS |
| CDN | Cloudflare | Not detected |
| CMS | Webflow | Not detected |
| Frameworks | Jquery | Not detected |
What users say
| Measure | Flatpay | StoneCo |
|---|---|---|
| Reddit sentimentThreads we track | 1 positive, 4 negative across 5 threads | 1 positive, 3 negative across 4 threads |
“Jeg har udviklet en løsning, hvor man kan booke og forudbetale en serviceydelse. Det kører via Flatpay/Fribsii. Under checkout vælger man kort, mobilepay etc. Alt er godt.”r/dkudvikler
“StoneCo is a fairly dope SA fintech company with quality financials yet rapidly increasing short interest. The dumb fucks who think they can chip away at this little gem deserve to be eaten alive by the intrepid marketeers going in on share”r/wallstreetbets
Flatpay vs StoneCo: common questions
Which is better, Flatpay or StoneCo?
On our 0-100 score StoneCo rates higher (67/100 against 30/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do Flatpay and StoneCo compare on the numbers?
Flatpay leads on agent readiness (53/100 against 21/100), domain rating (67/100 against 53/100), headcount growth (+103.0% against +3.3%). StoneCo leads on our overall score (67/100 against 30/100), headcount (13,867 against 1,362), LinkedIn following (2,482,372 against 22,023).
What do real users say about Flatpay and StoneCo?
Flatpay: 1 positive and 4 negative mentions across 5 Reddit threads we track, mostly in r/dkudvikler. StoneCo: 1 positive and 3 negative mentions across 4 Reddit threads we track, mostly in r/wallstreetbets.
Read the full Flatpay review and pricing or the StoneCo review and pricing. You can also browse other Flatpay alternatives we track.

