Flatpay vs Next Insurance
Flatpay vs Next Insurance, compared side by side on 17 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Flatpay is on 30/100 and Next Insurance on 71/100.
Where each one leads
Flatpay
- headcount: 1,362 against 716
- headcount growth: +103.0% against +2.1%
Next Insurance
- our overall score: 71/100 against 30/100
- domain rating: 80/100 against 67/100
- LinkedIn following: 53,209 against 22,023
At a glance
| Measure | Flatpay | Next Insurance |
|---|---|---|
| What it is | Flatpay provides affordable payment solutions for businesses with a focus on simple, predictable flat rates and daily payouts. | Digital insurance provider offering tailored policies for small businesses and the self-employed. |
| Category | Fintech, Payments, Digital Payments, Embedded Finance | Fintech, Insurance, Insurance Carrier, InsurTech |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Software |
| Founded | Not published | 2016 |
| Headquarters | Helsinki, Finland | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Flatpay | Next Insurance |
|---|---|---|
| Employees | 1,362 | 716 |
| Headcount growthLast 12 months | +103.0% | +2.1% |
| Total funding | Not published | $1.1B |
| Latest round | Not published | Series F |
| Valuation | Not published | $4.0B |
| LinkedIn followers | 22,023 | 53,209 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Flatpay | Next Insurance |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 30/100 | 71/100 |
| Traction | 20/100 | 60/100 |
| Team | 30/100 | 90/100 |
| Search visibility | 42/100 | 34/100 |
| Quality | Not published | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (53/100) | D (48/100) |
| Domain ratingLink authority, 0-100 | 67/100 | 80/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Flatpay | Next Insurance |
|---|---|---|
| Hosting | Not detected | AWS |
| CDN | Cloudflare | CloudFront |
| CMS | Webflow | Not detected |
| Frameworks | Jquery | Next.js, Tailwind CSS, Bootstrap |
What users say
| Measure | Flatpay | Next Insurance |
|---|---|---|
| Reddit sentimentThreads we track | 1 positive, 4 negative across 5 threads | Not published |
“Jeg har udviklet en løsning, hvor man kan booke og forudbetale en serviceydelse. Det kører via Flatpay/Fribsii. Under checkout vælger man kort, mobilepay etc. Alt er godt.”r/dkudvikler
Flatpay vs Next Insurance: common questions
Which is better, Flatpay or Next Insurance?
On our 0-100 score Next Insurance rates higher (71/100 against 30/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 17 data points above: read the rows that match what you are buying for.
How do Flatpay and Next Insurance compare on the numbers?
Flatpay leads on headcount (1,362 against 716), headcount growth (+103.0% against +2.1%). Next Insurance leads on our overall score (71/100 against 30/100), domain rating (80/100 against 67/100), LinkedIn following (53,209 against 22,023).
What do real users say about Flatpay and Next Insurance?
Flatpay: 1 positive and 4 negative mentions across 5 Reddit threads we track, mostly in r/dkudvikler.
Read the full Flatpay review and pricing or the Next Insurance review and pricing. You can also browse other Flatpay alternatives we track.

