Finclude vs ThetaRay
Finclude vs ThetaRay, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Finclude is on 13/100 and ThetaRay on 62/100.
Where each one leads
Finclude
Leads on none of the measures we hold for both companies.
ThetaRay
- our overall score: 62/100 against 13/100
- domain rating: 53/100 against 33/100
- headcount: 257 against 6
- headcount growth: +23.1% against -44.7%
- LinkedIn following: 19,846 against 4,044
At a glance
| Measure | Finclude | ThetaRay |
|---|---|---|
| What it is | AI-powered credit scoring for individuals and businesses without traditional credit history. | AI-powered transaction monitoring for fintech and banks to enable trusted cross-border payments. |
| Category | Fintech, Lending, Embedded Finance, AI-Driven Parametric Insurance | Fintech, Cybersecurity, IoT, SCADA |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | platform | Software |
| Founded | 2018 | 2012 |
| Headquarters | Not published | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Finclude | ThetaRay |
|---|---|---|
| Employees | 6 | 257 |
| Headcount growthLast 12 months | -44.7% | +23.1% |
| Total funding | Not published | $148M |
| Latest round | Not published | Series E |
| LinkedIn followers | 4,044 | 19,846 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Finclude | ThetaRay |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 13/100 | 62/100 |
| Traction | 8/100 | 60/100 |
| Team | Not published | 70/100 |
| Search visibility | 22/100 | 36/100 |
| Quality | Not published | 65/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (39/100) | F (39/100) |
| Domain ratingLink authority, 0-100 | 33/100 | 53/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Finclude | ThetaRay |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Not detected | WordPress |
| Frameworks | Tailwind CSS | Jquery, Bootstrap |
| Analytics | Not detected | Google Tag Manager, Microsoft Clarity |
| Support stack | Not detected | HubSpot |
What users say
| Measure | Finclude | ThetaRay |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 6 positive, 0 negative across 6 threads |
“Prior to co-founding ThetaRay, Gazit served as a Managing Director of NICE Cyber & Intelligence Solutions. He was also previously Group President & CEO of SkyVision, and held executive roles at leading companies including Deltathree, NetVis”r/SmallCapStocks
Finclude vs ThetaRay: common questions
Which is better, Finclude or ThetaRay?
On our 0-100 score ThetaRay rates higher (62/100 against 13/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do Finclude and ThetaRay compare on the numbers?
ThetaRay leads on our overall score (62/100 against 13/100), domain rating (53/100 against 33/100), headcount (257 against 6), headcount growth (+23.1% against -44.7%), LinkedIn following (19,846 against 4,044).
What do real users say about Finclude and ThetaRay?
ThetaRay: 6 positive and 0 negative mentions across 6 Reddit threads we track, mostly in r/SmallCapStocks.
Read the full Finclude review and pricing or the ThetaRay review and pricing. You can also browse other Finclude alternatives we track.