Finclude vs Klarna
Finclude vs Klarna, compared side by side on 13 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Finclude is on 13/100 and Klarna on 60/100.
Where each one leads
Finclude
Leads on none of the measures we hold for both companies.
Klarna
- our overall score: 60/100 against 13/100
- agent readiness: 45/100 against 39/100
- domain rating: 92/100 against 33/100
- headcount: 5,000 against 6
At a glance
| Measure | Finclude | Klarna |
|---|---|---|
| What it is | AI-powered credit scoring for individuals and businesses without traditional credit history. | Klarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple, |
| Category | Fintech, Lending, Embedded Finance, AI-Driven Parametric Insurance | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | platform | Platform |
| Founded | 2018 | 2005 |
| Headquarters | Not published | Stockholm, Sweden |
| Status | Active | Active |
Size, funding and growth
| Measure | Finclude | Klarna |
|---|---|---|
| Employees | 6 | 5,000 |
| Headcount growthLast 12 months | -44.7% | Not published |
| Total funding | Not published | $9.4B |
| Valuation | Not published | $7 |
| LinkedIn followers | 4,044 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Finclude | Klarna |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 13/100 | 60/100 |
| Traction | 8/100 | 60/100 |
| Team | Not published | 70/100 |
| Community | Not published | 8/100 |
| Search visibility | 22/100 | 16/100 |
| Quality | Not published | 65/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (39/100) | D (45/100) |
| Domain ratingLink authority, 0-100 | 33/100 | 92/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Finclude | Klarna |
|---|---|---|
| CDN | Cloudflare | CloudFront |
| Frameworks | Tailwind CSS | Not detected |
| Payments | Not detected | Klarna |
Finclude vs Klarna: common questions
Which is better, Finclude or Klarna?
On our 0-100 score Klarna rates higher (60/100 against 13/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 13 data points above: read the rows that match what you are buying for.
How do Finclude and Klarna compare on the numbers?
Klarna leads on our overall score (60/100 against 13/100), agent readiness (45/100 against 39/100), domain rating (92/100 against 33/100), headcount (5,000 against 6).
Read the full Finclude review and pricing or the Klarna review and pricing. You can also browse other Finclude alternatives we track.