dLocal vs TerraPay
dLocal vs TerraPay, compared side by side on 13 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: dLocal is on 66/100 and TerraPay on 47/100.
Where each one leads
dLocal
- our overall score: 66/100 against 47/100
TerraPay
- funding raised: $100M against $45.0M
At a glance
| Measure | dLocal | TerraPay |
|---|---|---|
| What it is | dLocal offers a robust payment processing solution designed for global enterprises to navigate cross-border transactions in emerging markets. | Global payments infrastructure for mobile money and bank accounts. |
| Category | Fintech, Payments, Digital Payments, Embedded Finance | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B |
| Offering | Platform | Platform |
| Founded | 2016 | 2014 |
| Headquarters | Montevideo, Malta | Amsterdam, Netherlands |
| Status | Active | Inactive |
Size, funding and growth
| Measure | dLocal | TerraPay |
|---|---|---|
| Employees | 1,423 | Not published |
| Total funding | $45.0M | $100M |
| Latest round | Series B | Series B |
| Valuation | $1.2B | Not published |
| LinkedIn followers | 173,265 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | dLocal | TerraPay |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 66/100 | 47/100 |
| Traction | 60/100 | 40/100 |
| Team | 70/100 | Not published |
| Community | 15/100 | Not published |
| Search visibility | 26/100 | 2/100 |
| Quality | 78/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (43/100) | Not published |
| Domain ratingLink authority, 0-100 | 73/100 | Not published |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | dLocal | TerraPay |
|---|---|---|
| CDN | Cloudflare | Not detected |
| Analytics | Google Tag Manager | Not detected |
| Support stack | Intercom | Not detected |
What users say
| Measure | dLocal | TerraPay |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 4 positive, 0 negative across 5 threads |
“TerraPay, Cooperative Bank of Oromia and Quantoz Launch Blockchain-Based Settlement for Inward Remittances to Ethiopia using Xahau blockchain. TerraPay ( terrapay.com ), a global payments infrastructure company, and Cooperative Bank of Orom”r/XahauBlockchain
dLocal vs TerraPay: common questions
Which is better, dLocal or TerraPay?
On our 0-100 score dLocal rates higher (66/100 against 47/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 13 data points above: read the rows that match what you are buying for.
How do dLocal and TerraPay compare on the numbers?
dLocal leads on our overall score (66/100 against 47/100). TerraPay leads on funding raised ($100M against $45.0M).
What do real users say about dLocal and TerraPay?
TerraPay: 4 positive and 0 negative mentions across 5 Reddit threads we track, mostly in r/XahauBlockchain.
Read the full dLocal review and pricing or the TerraPay review and pricing. You can also browse other dLocal alternatives we track.