Credit Karma vs Raisin
Credit Karma vs Raisin, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Credit Karma is on 65/100 and Raisin on 60/100.
Where each one leads
Credit Karma
- our overall score: 65/100 against 60/100
- agent readiness: 47/100 against 22/100
- domain rating: 84/100 against 17/100
Raisin
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Credit Karma | Raisin |
|---|---|---|
| What it is | A free personal finance platform offering credit scores, reports, monitoring, and personalized financial product recommendations. | European savings and investment marketplace connecting customers with attractive deposit and investment products. |
| Category | Fintech, Personal Finance, Credit Monitoring, Financial Education | Fintech, Savings Marketplace, Investment Platform, Embedded Finance |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2007 | 2012 |
| Headquarters | Oakland, United States | Berlin, Germany |
| Status | Active | Inactive |
Size, funding and growth
| Measure | Credit Karma | Raisin |
|---|---|---|
| Total funding | $893M | $1.0B |
| Latest round | Not published | Series D |
| Valuation | $7.1B | $1.0B |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Credit Karma | Raisin |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 65/100 | 60/100 |
| Traction | 40/100 | 40/100 |
| Team | 70/100 | 70/100 |
| Community | Not published | 15/100 |
| Search visibility | 14/100 | 2/100 |
| Quality | 86/100 | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (47/100) | F (22/100) |
| Domain ratingLink authority, 0-100 | 84/100 | 17/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Credit Karma | Raisin |
|---|---|---|
| Hosting | Azure | Not detected |
| Frameworks | Jquery | Not detected |
Credit Karma vs Raisin: common questions
Which is better, Credit Karma or Raisin?
On our 0-100 score Credit Karma rates higher (65/100 against 60/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do Credit Karma and Raisin compare on the numbers?
Credit Karma leads on our overall score (65/100 against 60/100), agent readiness (47/100 against 22/100), domain rating (84/100 against 17/100).
Read the full Credit Karma review and pricing or the Raisin review and pricing. You can also browse other Credit Karma alternatives we track.