Credit Karma vs Experian
Credit Karma vs Experian, compared side by side on 15 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Credit Karma is on 65/100 and Experian on 20/100.
Where each one leads
Credit Karma
- our overall score: 65/100 against 20/100
- agent readiness: 47/100 against 41/100
Experian
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Credit Karma | Experian |
|---|---|---|
| What it is | A free personal finance platform offering credit scores, reports, monitoring, and personalized financial product recommendations. | Global information services company providing data analytics, credit reporting, and marketing services. |
| Category | Fintech, Personal Finance, Credit Monitoring, Financial Education | Data Analytics, Credit Services, Marketing Services, Fintech |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Services |
| Founded | 2007 | 1996 |
| Headquarters | Oakland, United States | Dublin, Ireland |
| Status | Active | Active |
Size, funding and growth
| Measure | Credit Karma | Experian |
|---|---|---|
| Employees | Not published | 25,268 |
| Total funding | $893M | Not published |
| Valuation | $7.1B | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Credit Karma | Experian |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 65/100 | 20/100 |
| Traction | 40/100 | 20/100 |
| Team | 70/100 | 40/100 |
| Search visibility | 14/100 | 11/100 |
| Quality | 86/100 | Not published |
| Agent readinessHow well an AI agent can read and act on the site | D (47/100) | D (41/100) |
| Domain ratingLink authority, 0-100 | 84/100 | 90/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Credit Karma | Experian |
|---|---|---|
| Hosting | Azure | AWS |
| CDN | Not detected | CloudFront |
| Frameworks | Jquery | Tailwind CSS |
Credit Karma vs Experian: common questions
Which is better, Credit Karma or Experian?
On our 0-100 score Credit Karma rates higher (65/100 against 20/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 15 data points above: read the rows that match what you are buying for.
How do Credit Karma and Experian compare on the numbers?
Credit Karma leads on our overall score (65/100 against 20/100), agent readiness (47/100 against 41/100).
Read the full Credit Karma review and pricing or the Experian review and pricing. You can also browse other Credit Karma alternatives we track.