Credible vs Lending Club
Credible vs Lending Club, compared side by side on 14 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Credible is on 62/100 and Lending Club on 68/100.
Where each one leads
Credible
Leads on none of the measures we hold for both companies.
Lending Club
- our overall score: 68/100 against 62/100
- agent readiness: 51/100 against 37/100
At a glance
| Measure | Credible | Lending Club |
|---|---|---|
| What it is | Financial marketplace for comparing and obtaining loans and other financial products. | Online marketplace for personal loans and banking services, offering debt consolidation and auto loan refinancing. |
| Category | Fintech, Lending, Marketplace, Personal Loans | Fintech, Lending, Personal Loans, Banking |
| Sells toBusiness model | B2C | B2C |
| Offering | Marketplace | Platform |
| Founded | 2012 | 2006 |
| Headquarters | San Francisco, United States | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Credible | Lending Club |
|---|---|---|
| Employees | Not published | 1,412 |
| Headcount growthLast 12 months | Not published | +13.9% |
| Total funding | Not published | $687M |
| Latest round | Not published | Series F |
| Valuation | Not published | $8.7B |
| LinkedIn followers | Not published | 46,767 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Credible | Lending Club |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 62/100 | 68/100 |
| Traction | Not published | 60/100 |
| Team | 12/100 | 70/100 |
| Search visibility | Not published | 23/100 |
| Quality | Not published | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (37/100) | D (51/100) |
| Domain ratingLink authority, 0-100 | 73/100 | 72/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Credible | Lending Club |
|---|---|---|
| Hosting | AWS | AWS |
| CDN | Cloudflare | Not detected |
| Frameworks | Next.js, Graphql | Next.js |
| Open source | Yes | No |
Credible vs Lending Club: common questions
Which is better, Credible or Lending Club?
On our 0-100 score Lending Club rates higher (68/100 against 62/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 14 data points above: read the rows that match what you are buying for.
How do Credible and Lending Club compare on the numbers?
Lending Club leads on our overall score (68/100 against 62/100), agent readiness (51/100 against 37/100).
Read the full Credible review and pricing or the Lending Club review and pricing. You can also browse other Credible alternatives we track.