Clover vs StoneCo
Clover vs StoneCo, compared side by side on 14 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Clover is on 41/100 and StoneCo on 67/100.
Where each one leads
Clover
- agent readiness: 34/100 against 21/100
StoneCo
- our overall score: 67/100 against 41/100
At a glance
| Measure | Clover | StoneCo |
|---|---|---|
| What it is | Integrated payment processing and business management platform for small businesses. | Brazilian fintech providing integrated financial and software solutions for merchants of all sizes. |
| Category | Payment Processing, Fintech, Payments, Digital Payments | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2B | B2B |
| Offering | Platform | Platform |
| Founded | 2010 | 2012 |
| Headquarters | Sunnyvale, United States | São Paulo, Brazil |
| Status | Active | Active |
Size, funding and growth
| Measure | Clover | StoneCo |
|---|---|---|
| Employees | Not published | 13,867 |
| Headcount growthLast 12 months | Not published | +3.3% |
| Total funding | $1.4B | $1.5B |
| Latest round | Not published | IPO |
| LinkedIn followers | Not published | 2,482,372 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Clover | StoneCo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 41/100 | 67/100 |
| Traction | 40/100 | 60/100 |
| Team | 70/100 | 60/100 |
| Community | Not published | 8/100 |
| Search visibility | 2/100 | 35/100 |
| Quality | 40/100 | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (34/100) | F (21/100) |
| Domain ratingLink authority, 0-100 | Not published | 53/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Clover | StoneCo |
|---|---|---|
| Hosting | Not detected | AWS |
| Support stack | Intercom | Not detected |
What users say
| Measure | Clover | StoneCo |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 1 positive, 3 negative across 4 threads |
“StoneCo is a fairly dope SA fintech company with quality financials yet rapidly increasing short interest. The dumb fucks who think they can chip away at this little gem deserve to be eaten alive by the intrepid marketeers going in on share”r/wallstreetbets
Clover vs StoneCo: common questions
Which is better, Clover or StoneCo?
On our 0-100 score StoneCo rates higher (67/100 against 41/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 14 data points above: read the rows that match what you are buying for.
How do Clover and StoneCo compare on the numbers?
Clover leads on agent readiness (34/100 against 21/100). StoneCo leads on our overall score (67/100 against 41/100).
What do real users say about Clover and StoneCo?
StoneCo: 1 positive and 3 negative mentions across 4 Reddit threads we track, mostly in r/wallstreetbets.
Read the full Clover review and pricing or the StoneCo review and pricing. You can also browse other Clover alternatives we track.

