Claiyo vs Cleo
Claiyo vs Cleo, compared side by side on 17 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Claiyo is on 43/100 and Cleo on 57/100.
Where each one leads
Claiyo
Leads on none of the measures we hold for both companies.
Cleo
- our overall score: 57/100 against 43/100
- agent readiness: 41/100 against 36/100
- headcount: 656 against 10
- funding raised: $178M against $1.0M
At a glance
| Measure | Claiyo | Cleo |
|---|---|---|
| What it is | See exactly when you'll be debt-free with a personalised AI-powered payoff plan. | AI financial assistant for younger generations to manage money with personality. |
| Category | Fintech, Personal Finance, Debt Management, AI Tool | Fintech, Consumer App, AI Chatbot, Conversational AI |
| Sells toBusiness model | B2C | B2C |
| Offering | Software | Software | platform |
| Founded | 2021 | 2016 |
| Headquarters | London, United Kingdom | London, United Kingdom |
| Status | Inactive | Active |
Size, funding and growth
| Measure | Claiyo | Cleo |
|---|---|---|
| Employees | 10 | 656 |
| Total funding | $1.0M | $178M |
| Latest round | Seed | Convertible Note |
| LinkedIn followers | Not published | 67,712 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Claiyo | Cleo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 43/100 | 57/100 |
| Traction | 40/100 | 60/100 |
| Team | Not published | 60/100 |
| Community | 8/100 | 8/100 |
| Search visibility | 11/100 | 37/100 |
| Quality | 58/100 | 58/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (36/100) | D (41/100) |
| Domain ratingLink authority, 0-100 | Not published | 71/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Claiyo | Cleo |
|---|---|---|
| Hosting | Vercel | Not detected |
| CDN | Vercel | Cloudflare |
Claiyo vs Cleo: common questions
Which is better, Claiyo or Cleo?
On our 0-100 score Cleo rates higher (57/100 against 43/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 17 data points above: read the rows that match what you are buying for.
How do Claiyo and Cleo compare on the numbers?
Cleo leads on our overall score (57/100 against 43/100), agent readiness (41/100 against 36/100), headcount (656 against 10), funding raised ($178M against $1.0M).
Read the full Claiyo review and pricing or the Cleo review and pricing. You can also browse other Claiyo alternatives we track.

