Cash App vs Chime
Cash App vs Chime, compared side by side on 17 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Cash App is on 62/100 and Chime on 77/100.
Where each one leads
Cash App
- agent readiness: 49/100 against 25/100
- domain rating: 91/100 against 78/100
Chime
- our overall score: 77/100 against 62/100
- funding raised: $13B against $63.0M
At a glance
| Measure | Cash App | Chime |
|---|---|---|
| What it is | A mobile payment platform that allows users to send and receive money, invest in stocks, and buy Bitcoin. | Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access. |
| Category | Fintech, Mobile Payments, Financial Services | Fintech, Neobank, Digital Banking, Consumer Finance |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Software |
| Founded | 2013 | 2012 |
| Headquarters | San Francisco, USA | San Francisco, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Cash App | Chime |
|---|---|---|
| Employees | Not published | 1,500 |
| Headcount growthLast 12 months | Not published | +500.0% |
| Total funding | $63.0M | $13B |
| Latest round | Series C | Not published |
| Valuation | $1.1B | $25B |
| LinkedIn followers | Not published | 179,516 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Cash App | Chime |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 62/100 | 77/100 |
| Traction | 39/100 | 60/100 |
| Team | Not published | 60/100 |
| Community | 8/100 | 8/100 |
| Search visibility | 26/100 | 51/100 |
| Quality | 90/100 | 94/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (49/100) | F (25/100) |
| Domain ratingLink authority, 0-100 | 91/100 | 78/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Cash App | Chime |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| Frameworks | Next.js | Not detected |
| Payments | Square | Not detected |
Cash App vs Chime: common questions
Which is better, Cash App or Chime?
On our 0-100 score Chime rates higher (77/100 against 62/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 17 data points above: read the rows that match what you are buying for.
How do Cash App and Chime compare on the numbers?
Cash App leads on agent readiness (49/100 against 25/100), domain rating (91/100 against 78/100). Chime leads on our overall score (77/100 against 62/100), funding raised ($13B against $63.0M).
Read the full Cash App review and pricing or the Chime review and pricing. You can also browse other Cash App alternatives we track.