Atom Bank vs Monzo
Atom Bank vs Monzo, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Atom Bank is on 60/100 and Monzo on 71/100.
Where each one leads
Atom Bank
Leads on none of the measures we hold for both companies.
Monzo
- our overall score: 71/100 against 60/100
- domain rating: 80/100 against 63/100
- headcount: 2,800 against 559
- funding raised: $1.8B against $176M
At a glance
| Measure | Atom Bank | Monzo |
|---|---|---|
| What it is | A UK-based digital challenger bank. | A leading UK-based challenger bank offering a mobile-first banking experience. |
| Category | Fintech, Banking, Neobank, Digital Payments | Financial Services, Banking, Fintech, Mobile Banking |
| Sells toBusiness model | B2C | B2C |
| Offering | Services | Platform |
| Founded | 2013 | 2015 |
| Headquarters | Durham, United Kingdom | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | Atom Bank | Monzo |
|---|---|---|
| Employees | 559 | 2,800 |
| Total funding | $176M | $1.8B |
| Latest round | Crowdfunding | Series I Extension |
| Valuation | $397M | $5.2B |
| LinkedIn followers | 68,974 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Atom Bank | Monzo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 60/100 | 71/100 |
| Traction | 60/100 | 60/100 |
| Team | 60/100 | 70/100 |
| Search visibility | 31/100 | 7/100 |
| Quality | 68/100 | 86/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (49/100) | D (46/100) |
| Domain ratingLink authority, 0-100 | 63/100 | 80/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Atom Bank | Monzo |
|---|---|---|
| Hosting | Not detected | AWS |
| CDN | Not detected | CloudFront |
| Frameworks | Astro, Tailwind CSS | Next.js |
Atom Bank vs Monzo: common questions
Which is better, Atom Bank or Monzo?
On our 0-100 score Monzo rates higher (71/100 against 60/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Atom Bank and Monzo compare on the numbers?
Monzo leads on our overall score (71/100 against 60/100), domain rating (80/100 against 63/100), headcount (2,800 against 559), funding raised ($1.8B against $176M).
Read the full Atom Bank review and pricing or the Monzo review and pricing. You can also browse other Atom Bank alternatives we track.