Amartha vs Tala
Amartha vs Tala, compared side by side on 20 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Amartha is on 53/100 and Tala on 61/100.
Where each one leads
Amartha
- agent readiness: 31/100 against 21/100
- headcount: 2,602 against 919
- LinkedIn following: 177,472 against 65,205
Tala
- positive user sentiment: 40% positive against 20% positive
- our overall score: 61/100 against 53/100
- funding raised: $382M against $11.0M
At a glance
| Measure | Amartha | Tala |
|---|---|---|
| What it is | A fintech platform connecting investors with micro-entrepreneurs, focusing on inclusive financial services. | Tala provides AI-driven credit, savings, and crypto wallets for emerging markets. |
| Category | Fintech, Microfinance, Lending, Financial Inclusion | Fintech, Digital Payments, Lending, Micro-Insurance |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2010 | 2011 |
| Headquarters | Jakarta, Indonesia | Santa Monica, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Amartha | Tala |
|---|---|---|
| Employees | 2,602 | 919 |
| Headcount growthLast 12 months | Not published | +3.5% |
| Total funding | $11.0M | $382M |
| Latest round | Series A | Venture |
| LinkedIn followers | 177,472 | 65,205 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Amartha | Tala |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 53/100 | 61/100 |
| Traction | 59/100 | 60/100 |
| Team | Not published | 50/100 |
| Community | 15/100 | 8/100 |
| Search visibility | 20/100 | 31/100 |
| Quality | 68/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (31/100) | F (21/100) |
| Domain ratingLink authority, 0-100 | 63/100 | 58/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Amartha | Tala |
|---|---|---|
| Hosting | Not detected | Self Managed |
| CDN | Cloudflare | Not detected |
| CMS | Not detected | WordPress |
| Frameworks | Next.js, Tailwind CSS | Jquery |
| Analytics | Not detected | Google Tag Manager, Jetpack Stats |
What users say
| Measure | Amartha | Tala |
|---|---|---|
| Reddit sentimentThreads we track | 1 positive, 1 negative across 5 threads | 2 positive, 3 negative across 5 threads |
“Referral Amartha dan Akseleran. Kalau ada yang punya, pm me pls. Mau daftar.”r/finansial
“So ayun may coming due ako this Aug28 with fullpayment of 14,042 and di ko sya kaya talaga ifull sa date nayan. I contact their CS and sa una nag offer sila if kaya 50% muna and I tell them honestly na di talaga kaya. 2k lang extra ko na pe”r/ola_harassment
Amartha vs Tala: common questions
Which is better, Amartha or Tala?
On our 0-100 score Tala rates higher (61/100 against 53/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 20 data points above: read the rows that match what you are buying for.
How do Amartha and Tala compare on the numbers?
Amartha leads on agent readiness (31/100 against 21/100), headcount (2,602 against 919), LinkedIn following (177,472 against 65,205). Tala leads on positive user sentiment (40% positive against 20% positive), our overall score (61/100 against 53/100), funding raised ($382M against $11.0M).
What do real users say about Amartha and Tala?
Amartha: 1 positive and 1 negative mentions across 5 Reddit threads we track, mostly in r/finansial. Tala: 2 positive and 3 negative mentions across 5 Reddit threads we track, mostly in r/ola_harassment.
Read the full Amartha review and pricing or the Tala review and pricing. You can also browse other Amartha alternatives we track.