Alternatives to xpay
The top Fintech companies similar to xpay, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
PayAI15Fintech
Juspay62$212.1M- ZUZuora
- PPPPRO
Stripe, Inc.73BillingSouth San Francisco, United States$11.4B
Paid57Agentic AISan Francisco, United States$21.0M- SASapiom55Agentic AISan Francisco, United States$18.4M
Lunar.dev53EnterpriseTel Aviv, Israel$6.0M
Orthogonal52Artificial IntelligenceSan Francisco, United States$12.0M
Nevermined50Agentic AISan Francisco, United States$4.0M
Natural39Agentic PaymentsSan Francisco, United States$12.0M
Clawcard.sh16Fintech- OPOpenx4026Web3
Stripes AI68FintechSouth San Francisco, United States$25.4M
Modern Treasury67FintechSan Francisco, United States$145.1M
Finix63FintechSan Francisco, United States$32.0M
Honeycomb App Inc.62ObservabilitySan Francisco, United States$12.0M
Opsera.io62MLOpsSan Jose, United States$25.0M
ZBD62Lightning NetworkTel Aviv, Israel$21.0M
Komodor61Software DevelopmentTel Aviv, Israel$67.0M
LangChain61Agentic AISan Francisco, United States$260.0M
Dash058ObservabilitySan Francisco, United States$147.2M
RevenueCat57FintechSan Francisco, United States$66.5M
Catena Labs56Agentic AISan Francisco, United States$36.0M
Robusta Dev55DevelopmentTel Aviv, Israel$10.0M
Arcten55Agentic AISan Francisco, United States$12.0M
BasisTheory55FintechSan Francisco, United States$30.0M
MetalBear54Software DevelopmentSan Francisco, United States$12.5M
Tweed54FintechNew York, United States$4.0M
Respan49Artificial IntelligenceSan Francisco, United States$5.0M
Ampersend49Agentic AISan Francisco, United States$4.0M
Otoma48FintechTel Aviv, Israel$8.0M
Horizon Blockchain Games47FintechToronto, Canada$10.0M
Prava46FintechSan Francisco, United States$1.5M
OpsLevel45Developer ToolsNew York, United States$12.0M
Locus43Agentic AISan Francisco, United States
Sponge42FintechSan Francisco, United States$500K
Blink41Agentic AISan Francisco, United States$12.0M
Payman38Agentic AISan Francisco, United States
Clarc38FintechSan Francisco, United States
MouseCat37Agentic AISan Francisco, United States
Pier34FintechSan Francisco, United States$2.9M
Pay333FintechSan Francisco, United States
KredosAI, .32FintechSan Francisco, United States$1.5M- 2s Tech29Agentic AITel Aviv, Israel$1.5M
RevenueStream28FintechSan Francisco, United States$500K
RevaPay AI24Fintech
Faremeter22Fintech
End Close20FintechSan Francisco, United States
PayOS17Agentic PaymentsSan Francisco, United States$4.0M
EmblemAI10Web3Tel Aviv, Israel
MoltyCash10Fintech
x402-rs10Web3- LOLobster.cash9Fintech
KurojiAgentic AISan Francisco, United States$1.5M
NumbusAgentic AI- FleureFintechTel Aviv, Israel$1.5M
Bohudur – Free Payment Automation SoftwareFintech- GRGreat Good VenturesFintechValletta, Malta
Avalara85Tax ComplianceDurham, United States$500.0M
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| PayAI | Fintech | — | — | 15 |
| Juspay | — | — | $212.1M | 62 |
| ZUZuora | — | — | — | — |
| PPPPRO | — | — | — | — |
| Stripe, Inc. | Billing | South San Francisco, United States | $11.4B | 73 |
| Paid | Agentic AI | San Francisco, United States | $21.0M | 57 |
| SASapiom | Agentic AI | San Francisco, United States | $18.4M | 55 |
| Lunar.dev | Enterprise | Tel Aviv, Israel | $6.0M | 53 |
| Orthogonal | Artificial Intelligence | San Francisco, United States | $12.0M | 52 |
| Nevermined | Agentic AI | San Francisco, United States | $4.0M | 50 |
| Natural | Agentic Payments | San Francisco, United States | $12.0M | 39 |
| Clawcard.sh | Fintech | — | — | 16 |
| OPOpenx402 | Web3 | — | — | 6 |
| Stripes AI | Fintech | South San Francisco, United States | $25.4M | 68 |
| Modern Treasury | Fintech | San Francisco, United States | $145.1M | 67 |
| Finix | Fintech | San Francisco, United States | $32.0M | 63 |
| Honeycomb App Inc. | Observability | San Francisco, United States | $12.0M | 62 |
| Opsera.io | MLOps | San Jose, United States | $25.0M | 62 |
| ZBD | Lightning Network | Tel Aviv, Israel | $21.0M | 62 |
| Komodor | Software Development | Tel Aviv, Israel | $67.0M | 61 |
| LangChain | Agentic AI | San Francisco, United States | $260.0M | 61 |
| Dash0 | Observability | San Francisco, United States | $147.2M | 58 |
| RevenueCat | Fintech | San Francisco, United States | $66.5M | 57 |
| Catena Labs | Agentic AI | San Francisco, United States | $36.0M | 56 |
| Robusta Dev | Development | Tel Aviv, Israel | $10.0M | 55 |
| Arcten | Agentic AI | San Francisco, United States | $12.0M | 55 |
| BasisTheory | Fintech | San Francisco, United States | $30.0M | 55 |
| MetalBear | Software Development | San Francisco, United States | $12.5M | 54 |
| Tweed | Fintech | New York, United States | $4.0M | 54 |
| Respan | Artificial Intelligence | San Francisco, United States | $5.0M | 49 |
| Ampersend | Agentic AI | San Francisco, United States | $4.0M | 49 |
| Otoma | Fintech | Tel Aviv, Israel | $8.0M | 48 |
| Horizon Blockchain Games | Fintech | Toronto, Canada | $10.0M | 47 |
| Prava | Fintech | San Francisco, United States | $1.5M | 46 |
| OpsLevel | Developer Tools | New York, United States | $12.0M | 45 |
| Locus | Agentic AI | San Francisco, United States | — | 43 |
| Sponge | Fintech | San Francisco, United States | $500K | 42 |
| Blink | Agentic AI | San Francisco, United States | $12.0M | 41 |
| Payman | Agentic AI | San Francisco, United States | — | 38 |
| Clarc | Fintech | San Francisco, United States | — | 38 |
| MouseCat | Agentic AI | San Francisco, United States | — | 37 |
| Pier | Fintech | San Francisco, United States | $2.9M | 34 |
| Pay3 | Fintech | San Francisco, United States | — | 33 |
| KredosAI, . | Fintech | San Francisco, United States | $1.5M | 32 |
| Agentic AI | Tel Aviv, Israel | $1.5M | 29 | |
| RevenueStream | Fintech | San Francisco, United States | $500K | 28 |
| RevaPay AI | Fintech | — | — | 24 |
| Faremeter | Fintech | — | — | 22 |
| End Close | Fintech | San Francisco, United States | — | 20 |
| PayOS | Agentic Payments | San Francisco, United States | $4.0M | 17 |
| EmblemAI | Web3 | Tel Aviv, Israel | — | 10 |
| MoltyCash | Fintech | — | — | 10 |
| x402-rs | Web3 | — | — | 10 |
| LOLobster.cash | Fintech | — | — | 9 |
| Kuroji | Agentic AI | San Francisco, United States | $1.5M | — |
| Numbus | Agentic AI | — | — | — |
| Fintech | Tel Aviv, Israel | $1.5M | — | |
| Bohudur – Free Payment Automation Software | Fintech | — | — | — |
| GRGreat Good Ventures | Fintech | Valletta, Malta | — | — |
| Avalara | Tax Compliance | Durham, United States | $500.0M | 85 |