Open Source Alternatives to Trace Finance
60 open source Fintech options similar to Trace Finance, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
Kima50BlockchainTel Aviv, Israel$6.7MFintech protocol for universal liquidity, fixing DeFi interoperability by uniting fragmented blockchains and assets.
Open source
Superfluid Foundation49FintechZug, Switzerland$28.2MReal-time finance infrastructure for Web3, enabling per-second value transfer and automated continuous payments.
Open source · Self-hostable
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
Open source
Libra13FintechGeneva, SwitzerlandA decentralized payment network and stablecoin project launched by Meta (formerly Facebook), aiming to provide a more inclusive global payment system.
Open source
Solana61BlockchainSan Francisco, United States$195.5MHigh-performance blockchain powering decentralized applications and crypto projects.
Open source
BitPay56FintechAtlanta, United StatesBitPay is a cryptocurrency payment service provider facilitating transactions for businesses and individuals.
Open source
Tweed53FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
Open source
Celo50BlockchainSan Francisco, United States$63.0MMobile-first blockchain platform.
Open source
Ethena34Fintech$40.0MDecentralized synthetic dollar protocol providing a censorship-resistant, scalable, and capital-efficient alternative to traditional stablecoins.
Open source
Lobster.cash9FintechSecure payment solution for AI agents using virtual credit cards and stablecoins.
Open source
Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Open source
Rapyd74PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
eToro74FintechLimassol, Cyprus$524.0MeToro is a social investing platform enabling users to trade stocks, crypto, and ETFs, and copy top-performing investors.
Open source
StarkWare73BlockchainTel Aviv, Israel$180.0MDevelops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
Open source
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Open source
Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
Open source
Wirex62FintechLondon, United Kingdom$15.0MUnified platform for managing digital wealth with crypto wallets, debit cards, and banking services.
Open source
Aave61FintechLondon, United Kingdom$29.5MA decentralized protocol for lending and borrowing cryptocurrencies.
Open source
Iyzico56FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
Open source
Cardano55BlockchainA secure, scalable, and sustainable proof-of-stake blockchain platform for decentralized applications and smart contracts.
Open source · Self-hostable
Volt55FintechLondon, United Kingdom$140.0MAn open banking payment platform enabling real-time account-to-account payments globally.
Open source
PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
Open source
Connext54Fintech$12.0MModular interoperability protocol for building crosschain applications and deploying crosschain-native tokens.
Open source
Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
Open source
Stride Labs50FintechNew York, United States$6.7MA platform for liquid staking in the Cosmos ecosystem, enabling users to earn rewards while maintaining asset liquidity.
Open source
Keeta Network48BlockchainSanta Monica, United States$34.0MA high-performance Layer 1 blockchain network connecting payment systems for efficient, compliant global asset transfers.
Open source
Euler44FintechLondon, United Kingdom$44.3MA permissionless, non-custodial lending protocol for decentralized finance, enabling risk-adjusted yield generation.
Open source
Bluprynt39FintechNew York, United States$6.0MThe Compliance OS for Onchain Finance.
Open source
Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
Open source
Ethena Labs33Fintech$20.0MDecentralized synthetic dollar protocol building a new financial primitive.
Open source
Tryledger23FintechAI-driven ledger management solutions for financial technology operations.
Open source
Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesA financial infrastructure platform offering payment processing, banking-as-a-service, and business tools for internet companies.
Open source
PayAI15FintechDecentralized payment infrastructure and marketplace for AI agents to transact and monetize services.
Open source
Fincharter11FintechInnovative fintech solutions platform launching soon. Subscribe for updates.
Open source
x402.org10EdTechAn open, neutral standard for internet-native payments, enabling programmatic payments directly within HTTP requests.
Open source
arnipay8FintechAsunción, ParaguayOnline payment gateway for businesses in Paraguay, offering QR, Tigo Money, and Personal Pay integrations.
Open source
Velocitypay4FintechVelocitypay offers a payment processing platform for businesses, focusing on seamless integration and efficient transactions.
Open source
LidoDeFiDecentralized liquid staking protocol enabling users to stake proof-of-stake cryptocurrencies and earn rewards while maintaining asset liquidity.
Open source
Coinbase73FintechSan Francisco, United States$1.1BA leading cryptocurrency exchange platform for buying, selling, storing, and managing digital assets securely.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Open source
Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
Open source
Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
Open source
Mercury67FintechSan Francisco, United States$500.0MBusiness banking.
Open source
Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
Open source
Mysten Labs63Web3Menlo Park, United States$351.0MWeb3 infrastructure company building the Sui Layer 1 blockchain for high throughput and low-cost transactions.
Open source
Afterpay62FintechMelbourne, Australia$1.0BBuy Now, Pay Later service enabling interest-free installment payments for consumers.
Open source
Sei62BlockchainSan Francisco, United States$35.0MHigh-performance blockchain for decentralized exchanges.
Open source
Monad Labs62BlockchainNew York, United States$266.0MBuilding a high-performance, scalable blockchain with a novel execution environment.
Open source
Ownera58BlockchainTel Aviv, Israel$20.0MInteroperability solutions for tokenized assets, enabling secure and regulated digital securities trading.
Open source · Self-hostable
Solana Foundation55BlockchainZug, Switzerland$250.0MNon-profit organization supporting the development and adoption of the Solana blockchain.
Open source · Self-hostable
Ironblocks55EnterpriseTel Aviv, Israel$7.0MEnd-to-end cybersecurity solutions for the Web3 ecosystem.
Open source
Paid54Agentic AISan Francisco, United States$21.0MAll-in-one revenue engine for AI agents, handling pricing, subscriptions, billing, and renewals.
Open source
Chiliz54FintechGzira, Malta$65.0MBlockchain fintech provider for sports and entertainment, powering the Socios.com fan engagement platform.
Open source
MakerDAO53FintechSan Francisco, United States$15.0MA decentralized autonomous organization managing the Dai stablecoin and the Maker Protocol on Ethereum.
Open source
Blockchain53FintechNew York, United States$520.5MA leading crypto finance house providing a global exchange, wallet, and institutional services.
Open source
Archimedes52Fintech$7.3MOpen-source lending protocol for superior capital efficiency in Decentralized Finance (DeFi).
Open source · Self-hostable
CipherOwl52FintechSan Francisco, United States$15.0MAI-native intelligence platform for institutional crypto compliance and security.
Open source
RevenueCat51FintechSan Francisco, United States$50.0MSubscription infrastructure for mobile apps, simplifying in-app purchases and subscriptions.
Open source