Open Source Alternatives to Square (now Block)
60 open source Fintech options similar to Square (now Block), ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Open source
Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
- SUSuperfluid Foundation49FintechZug, Switzerland$28.2M
Real-time finance infrastructure for Web3, enabling per-second value transfer and automated continuous payments.
Open source · Self-hostable
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
Open source
Plaid74FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Open source
Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
Open source
Tweed54FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
Open source
Kima50BlockchainTel Aviv, Israel$6.7MFintech protocol for universal liquidity, fixing DeFi interoperability by uniting fragmented blockchains and assets.
Open source
Tryledger23FintechAI-driven ledger management solutions for financial technology operations.
Open source
- LOLobster.cash9Fintech
Secure payment solution for AI agents using virtual credit cards and stablecoins.
Open source
eToro85FintechLimassol, Cyprus$524.0MeToro is a social investing platform enabling users to trade stocks, crypto, and ETFs, and copy top-performing investors.
Open source
Rapyd73PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
Open source
Wirex62FintechLondon, United Kingdom$15.0MUnified platform for managing digital wealth with crypto wallets, debit cards, and banking services.
Open source
Solana61BlockchainSan Francisco, United States$195.5MHigh-performance blockchain powering decentralized applications and crypto projects.
Open source
Aave61FintechLondon, United Kingdom$29.5MA decentralized protocol for lending and borrowing cryptocurrencies.
Open source
Iyzico58FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
Open source
BitPay56FintechAtlanta, United StatesBitPay is a cryptocurrency payment service provider facilitating transactions for businesses and individuals.
Open source
Volt55FintechLondon, United Kingdom$140.0MAn open banking payment platform enabling real-time account-to-account payments globally.
Open source
PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
Open source
Celo54BlockchainSan Francisco, United States$63.0MMobile-first blockchain platform.
Open source
Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
Open source
Archimedes53Fintech$7.3MOpen-source lending protocol for superior capital efficiency in Decentralized Finance (DeFi).
Open source · Self-hostable
CyberGuard AI48CybersecurityDurham, United Kingdom$1.0BAtom is a mobile-first digital bank offering personal and business banking services in the UK.
Open source
- KEKeeta Network48BlockchainSanta Monica, United States$34.0M
A high-performance Layer 1 blockchain network connecting payment systems for efficient, compliant global asset transfers.
Open source
Bluprynt47FintechNew York, United States$6.0MThe Compliance OS for Onchain Finance.
Open source
Euler44FintechLondon, United Kingdom$44.3MA permissionless, non-custodial lending protocol for decentralized finance, enabling risk-adjusted yield generation.
Open source
ROX Financial41FintechNew York, United StatesROX Financial provides a platform for small businesses to manage and grow their revenue through flexible financing options.
Open source
Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
Open source
KNAV35Financial ServicesAtlanta, USA$1.0MAI-powered platform for financial services.
Open source
Ethena34Fintech$40.0MDecentralized synthetic dollar protocol providing a censorship-resistant, scalable, and capital-efficient alternative to traditional stablecoins.
Open source
Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesA financial infrastructure platform offering payment processing, banking-as-a-service, and business tools for internet companies.
Open source
Fluid22DeFiDecentralized exchange protocol and liquidity layer for DeFi, enhancing capital efficiency.
Open source
DeFi Saver15DeFiBelgrade, SerbiaAn advanced DeFi management platform for collateralized debt positions and yield optimization.
Open source
PayAI15FintechDecentralized payment infrastructure and marketplace for AI agents to transact and monetize services.
Open source
Libra13FintechGeneva, SwitzerlandA decentralized payment network and stablecoin project launched by Meta (formerly Facebook), aiming to provide a more inclusive global payment system.
Open source
Fincharter11FintechInnovative fintech solutions platform launching soon. Subscribe for updates.
Open source
- X4x402.org10EdTech
An open, neutral standard for internet-native payments, enabling programmatic payments directly within HTTP requests.
Open source
Velocitypay4FintechVelocitypay offers a payment processing platform for businesses, focusing on seamless integration and efficient transactions.
Open source
arnipayFintechAsunción, ParaguayOnline payment gateway for businesses in Paraguay, offering QR, Tigo Money, and Personal Pay integrations.
Open source
StarkWare73BlockchainTel Aviv, Israel$180.0MDevelops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Open source
Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
Open source
Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
Open source
Mercury64FintechSan Francisco, United States$500.0MBusiness banking.
Open source
Mysten Labs64Web3Menlo Park, United States$351.0MWeb3 infrastructure company building the Sui Layer 1 blockchain for high throughput and low-cost transactions.
Open source
Sei62BlockchainSan Francisco, United States$35.0MHigh-performance blockchain for decentralized exchanges.
Open source
Monad Labs62BlockchainNew York, United States$266.0MBuilding a high-performance, scalable blockchain with a novel execution environment.
Open source
Afterpay61FintechMelbourne, Australia$1.0BBuy Now, Pay Later service enabling interest-free installment payments for consumers.
Open source
Ownera58BlockchainTel Aviv, Israel$20.0MInteroperability solutions for tokenized assets, enabling secure and regulated digital securities trading.
Open source · Self-hostable
Paid57Agentic AISan Francisco, United States$21.0MAll-in-one revenue engine for AI agents, handling pricing, subscriptions, billing, and renewals.
Open source
MakerDAO56FintechSan Francisco, United States$15.0MA decentralized autonomous organization managing the Dai stablecoin and the Maker Protocol on Ethereum.
Open source
Cardano55BlockchainA secure, scalable, and sustainable proof-of-stake blockchain platform for decentralized applications and smart contracts.
Open source · Self-hostable
Chiliz54FintechGzira, Malta$65.0MBlockchain fintech provider for sports and entertainment, powering the Socios.com fan engagement platform.
Open source
Connext54Fintech$12.0MModular interoperability protocol for building crosschain applications and deploying crosschain-native tokens.
Open source
Ironblocks54EnterpriseTel Aviv, Israel$7.0MEnd-to-end cybersecurity solutions for the Web3 ecosystem.
Open source
Blockchain53FintechNew York, United States$520.5MA leading crypto finance house providing a global exchange, wallet, and institutional services.
Open source
Unchained Tech52FintechAustin, United StatesSelf-custody Bitcoin security and financial services for institutions.
Open source
Breez52CryptoTel Aviv, Israel$5.0MA non-custodial mobile platform for the P2P Lightning economy, enabling Bitcoin payments.
Open source