Open Source Alternatives to PYMNTS
60 open source Financial Services options similar to PYMNTS, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Plaid74FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
Open source
Bloomberg L.P.82FintechNew York, United States$60.1BGlobal financial, software, data, and media company providing real-time information and analytics.
Open source
Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Open source
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
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Rapyd73PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
Orion Advisor Solutions67FintechOmaha, United States$223.0MTechnology platform for financial advisors to manage client relationships and operations.
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Wirex62FintechLondon, United Kingdom$15.0MUnified platform for managing digital wealth with crypto wallets, debit cards, and banking services.
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Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
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Fair Isaac Corporation (FICO)60Financial ServicesBozeman, United StatesA global leader in data analytics and decision management software for financial services.
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Iyzico58FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
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BitPay56FintechAtlanta, United StatesBitPay is a cryptocurrency payment service provider facilitating transactions for businesses and individuals.
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Volt55FintechLondon, United Kingdom$140.0MAn open banking payment platform enabling real-time account-to-account payments globally.
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PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
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Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
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Breez52CryptoTel Aviv, Israel$5.0MA non-custodial mobile platform for the P2P Lightning economy, enabling Bitcoin payments.
Open source
Kima50BlockchainTel Aviv, Israel$6.7MFintech protocol for universal liquidity, fixing DeFi interoperability by uniting fragmented blockchains and assets.
Open source
- SUSuperfluid Foundation49FintechZug, Switzerland$28.2M
Real-time finance infrastructure for Web3, enabling per-second value transfer and automated continuous payments.
Open source · Self-hostable
CyberGuard AI48CybersecurityDurham, United Kingdom$1.0BAtom is a mobile-first digital bank offering personal and business banking services in the UK.
Open source
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
Open source
Gigaroo37Fintech$2.5MPersonal blog and project portfolio showcasing technical projects in hardware hacking, software development, and vintage technology.
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Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
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KNAV35Financial ServicesAtlanta, USA$1.0MAI-powered platform for financial services.
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finitiOne27Loyalty ProgramsEnterprise loyalty and affinity program solution serving millions of users.
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Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesA financial infrastructure platform offering payment processing, banking-as-a-service, and business tools for internet companies.
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Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
PayAI15FintechDecentralized payment infrastructure and marketplace for AI agents to transact and monetize services.
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Libra13FintechGeneva, SwitzerlandA decentralized payment network and stablecoin project launched by Meta (formerly Facebook), aiming to provide a more inclusive global payment system.
Open source
- X4x402.org10EdTech
An open, neutral standard for internet-native payments, enabling programmatic payments directly within HTTP requests.
Open source
- LOLobster.cash9Fintech
Secure payment solution for AI agents using virtual credit cards and stablecoins.
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LiquidsonarFintechReal-time Hyperliquid whale intelligence with instant alerts for large position detection.
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FincharterFintechInnovative fintech solutions platform launching soon. Subscribe for updates.
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VelocitypayFintechVelocitypay offers a payment processing platform for businesses, focusing on seamless integration and efficient transactions.
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arnipayFintechAsunción, ParaguayOnline payment gateway for businesses in Paraguay, offering QR, Tigo Money, and Personal Pay integrations.
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eToro85FintechLimassol, Cyprus$524.0MeToro is a social investing platform enabling users to trade stocks, crypto, and ETFs, and copy top-performing investors.
Open source
Forter85FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Open source
Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
Open source
Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
Open source
Paddle67FintechLondon, United Kingdom$318.0MPaddle is a comprehensive payments, tax, and subscription solution for SaaS companies.
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Remitly66FintechSeattle, United StatesGlobal digital payments provider focused on remittances for immigrants and their families.
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Mercury64FintechSan Francisco, United States$500.0MBusiness banking.
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Dune Analytics62FintechOslo, Norway$79.4MA collaborative platform for querying, visualizing, and sharing blockchain data using SQL.
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Solana61BlockchainSan Francisco, United States$195.5MHigh-performance blockchain powering decentralized applications and crypto projects.
Open source
Afterpay61FintechMelbourne, Australia$1.0BBuy Now, Pay Later service enabling interest-free installment payments for consumers.
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Mollie60FintechAmsterdam, Netherlands$870.0MA payment service provider that simplifies online payments for businesses.
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OpenGamma60FintechLondon, United Kingdom$10.0MProvides a cloud-native platform for risk analytics and derivatives trading for financial institutions.
Open source
Paid57Agentic AISan Francisco, United States$21.0MAll-in-one revenue engine for AI agents, handling pricing, subscriptions, billing, and renewals.
Open source
Catena Labs56Agentic AISan Francisco, United States$36.0MPioneering the first AI-native financial institution for autonomous AI agents.
Open source
- SASapiom55Agentic AISan Francisco, United States$15.8M
Sapiom provides a cloud platform enabling AI agents to access tools under a usage-based billing model.
Open source
BasisTheory55FintechSan Francisco, United States$17.0MTokenization and data security platform for managing sensitive payment data, enabling agentic commerce.
Open source
Coin Metrics55FintechBoston, United States$42.9MLeading provider of crypto financial intelligence, offering network data, market data, and risk solutions.
Open source
Celo54BlockchainSan Francisco, United States$63.0MMobile-first blockchain platform.
Open source
Tweed54FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
Open source
Dinero54FintechStockholm, Sweden$1.2MA financial management platform for freelancers and small businesses.
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Blockchain53FintechNew York, United States$520.5MA leading crypto finance house providing a global exchange, wallet, and institutional services.
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RevenueCat51FintechSan Francisco, United States$50.0MSubscription infrastructure for mobile apps, simplifying in-app purchases and subscriptions.
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Nevermined50Agentic AISan Francisco, United StatesFinancial infrastructure for AI agents, enabling instant monetization and flexible AI billing.
Open source
- KEKeeta Network48BlockchainSanta Monica, United States$34.0M
A high-performance Layer 1 blockchain network connecting payment systems for efficient, compliant global asset transfers.
Open source
Cma Intelligence47FintechLondon, United Kingdom$1.0MAI-powered platform for compliance, risk, and regulatory intelligence for financial services.
Open source