Open Source Alternatives to Lending Club
60 open source Fintech options similar to Lending Club, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Credible62FintechSan Francisco, United StatesFinancial marketplace for comparing and obtaining loans and other financial products.
Open source
Credible Labs21Fintechירושלים, IsraelCredible is the best way to save money on personal loans, student loans, and your mortgage.
Open source
CrowdProperty53FintechSolihull, United Kingdom$15.0MProperty development finance platform connecting investors with borrowers for real estate projects.
Open source
Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
eToro85FintechLimassol, Cyprus$524.0MeToro is a social investing platform enabling users to trade stocks, crypto, and ETFs, and copy top-performing investors.
Open source
Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Open source
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Open source
Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
Open source
Aave61FintechLondon, United Kingdom$29.5MA decentralized protocol for lending and borrowing cryptocurrencies.
Open source
Iyzico58FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
Open source
Archimedes53Fintech$7.3MOpen-source lending protocol for superior capital efficiency in Decentralized Finance (DeFi).
Open source · Self-hostable
Unchained Tech52FintechAustin, United StatesSelf-custody Bitcoin security and financial services for institutions.
Open source
Origin Protocol51Web3San Francisco, United States$88.0MDecentralized platform for creating and trading NFTs and DeFi products.
Open source
CyberGuard AI48CybersecurityDurham, United Kingdom$1.0BAtom is a mobile-first digital bank offering personal and business banking services in the UK.
Open source
Gringo48FintechSão Paulo, BrazilApp for managing car documentation, taxes, fines, and insurance in Brazil.
Open source
Euler44FintechLondon, United Kingdom$44.3MA permissionless, non-custodial lending protocol for decentralized finance, enabling risk-adjusted yield generation.
Open source
ROX Financial41FintechNew York, United StatesROX Financial provides a platform for small businesses to manage and grow their revenue through flexible financing options.
Open source
Shapeshift Labs39FintechDenver, United StatesYour multichain crypto home base.
Open source
Qanta.ai38Fintech$1.0MAI-powered agent for mortgage lenders automating customer engagement and profile creation.
Open source
Arrakis Finance34FintechArrakis Finance is an onchain market maker providing deep, actively managed liquidity for token issuers and real-world assets.
Open source
Tryledger23FintechAI-driven ledger management solutions for financial technology operations.
Open source
Fluid22DeFiDecentralized exchange protocol and liquidity layer for DeFi, enhancing capital efficiency.
Open source
Kayko20FintechKigali, RwandaA micro-ERP platform digitizing the operations of Rwanda's informal merchants to unlock formal lending through data-driven credit scoring.
Open source
4mica17Agentic AIThe clearinghouse for the agentic economy.
Open source
PayAI15FintechDecentralized payment infrastructure and marketplace for AI agents to transact and monetize services.
Open source
DeFi Saver15DeFiBelgrade, SerbiaAn advanced DeFi management platform for collateralized debt positions and yield optimization.
Open source
- 0X0xWork10Web3
Decentralized marketplace for autonomous AI agents to find work, build reputation, and earn USDC.
Open source
Quantlend6FintechQuantlend offers innovative AI lending solutions in alternative lending and quantitative finance.
Open source
Obscura Ephermeral ClubAI InfrastructureA dark pool for GPU compute on Solana, enabling private transactions for AI agents and users.
Open source
Carbon-Ledger stellarClimate TechVerifiable carbon credits on the Stellar blockchain with a transparent audit trail.
Open source
arnipayFintechAsunción, ParaguayOnline payment gateway for businesses in Paraguay, offering QR, Tigo Money, and Personal Pay integrations.
Open source
Forter85FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
Open source
OpenAI84Artificial IntelligenceSan Francisco, United States$190.6BOpenAI is an AI research and deployment company dedicated to ensuring that artificial general intelligence benefits all of humanity.
Open source
Bloomberg L.P.82FintechNew York, United States$60.1BGlobal financial, software, data, and media company providing real-time information and analytics.
Open source
Alchemy76BlockchainSan Francisco, United States$450.0MLeading blockchain developer platform providing infrastructure, APIs, and tools to build scalable Web3 applications.
Open source
WooCommerce (Automattic)76E-commerceSan Francisco, United States$815.7MA free, open-source e-commerce plugin for WordPress, empowering businesses to build and manage online stores.
Open source · Self-hostable
Plaid74FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Rapyd73PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
StarkWare73BlockchainTel Aviv, Israel$180.0MDevelops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
Open source
Coinbase73FintechSan Francisco, United States$1.1BA leading cryptocurrency exchange platform for buying, selling, storing, and managing digital assets securely.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Open source
Arena71Artificial IntelligenceBerkeley, USA$250.0MThe de facto public leaderboard for frontier LLMs.
Open source
Clipboard Health70HealthTechNew York, United States$80.0MMarketplace connecting healthcare facilities with per diem nurses and allied health professionals for flexible shifts.
Open source
Crunchbase70DataSan Francisco, United StatesA platform providing data and insights on private and public companies, startups, and investors.
Open source
Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
Open source
- UPUpvest69FintechBerlin, Germany$392.0M
A B2B SaaS investment infrastructure platform enabling firms to offer digital investment services.
Open source
Paddle67FintechLondon, United Kingdom$318.0MPaddle is a comprehensive payments, tax, and subscription solution for SaaS companies.
Open source
Chainalysis67FintechNew York, United States$170.0MBlockchain data platform providing compliance, investigation, and risk management software for global institutions and governments.
Open source
Orion Advisor Solutions67FintechOmaha, United States$223.0MTechnology platform for financial advisors to manage client relationships and operations.
Open source
Remitly66FintechSeattle, United StatesGlobal digital payments provider focused on remittances for immigrants and their families.
Open source
Phantom66FintechSan Francisco, United States$268.0MA multi-chain crypto wallet providing secure asset management, trading, and embedded developer SDKs.
Open source
OpenSea64FintechNew York, United States$423.0MA multi-chain crypto trading aggregator for NFTs, tokens, and other digital assets.
Open source
VTEX Commerce Platform64E-commerceRio de Janeiro, Brazil$445.0MComposable, AI-native digital commerce platform for enterprise brands and retailers.
Open source
Mysten Labs64Web3Menlo Park, United States$351.0MWeb3 infrastructure company building the Sui Layer 1 blockchain for high throughput and low-cost transactions.
Open source
Mercury64FintechSan Francisco, United States$500.0MBusiness banking.
Open source
Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
Open source
XMTP63AISan Francisco, United States$49.9MExtensible Message Transport Protocol for secure, decentralized, and identity-native messaging across Web3 applications.
Open source
- EVEvervault63Data PrivacyDublin, Ireland$43.2M
Encrypted data orchestration for developers.
Open source
ZenGo63CryptoTel Aviv, Israel$47.0MNext-generation crypto wallet secured by MPC, eliminating seed phrase vulnerability.
Open source
Alpaca63FintechNew York, United States$202.0MDeveloper-first API infrastructure for stock, options, and cryptocurrency trading.
Open source