Open Source Alternatives to Hourly
60 open source Fintech options similar to Hourly, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
Clair63FintechNew York, United States$67.7MEmbedded earned wage access for employees, integrated with HR platforms.
Open source
Finch59FintechSan Francisco, United StatesAPI for HR, payroll, and benefits administration.
Open source
April58FintechNew York, United States$78.0MApril provides embedded tax solutions for modern financial platforms, offering tax filing and planning capabilities.
Open source
Choco Insurance38FintechTel Aviv, IsraelInsurtech platform simplifying insurance for small businesses and freelancers.
Open source
Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Open source
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Open source
Mercury67FintechSan Francisco, United States$500.0MBusiness banking.
Open source
KNAV35Financial ServicesAtlanta, USA$1.0MOpen source
Tryledger23FintechAI-driven ledger management solutions for financial technology operations.
Open source
Mercury Technologies, .19FintechSan Francisco, United StatesBusiness banking and financial tools for startups and growing companies.
Open source
Rapyd74PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Open source
Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
Open source
Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
Open source
Alpaca63FintechNew York, United States$202.0MDeveloper-first API infrastructure for stock, options, and cryptocurrency trading.
Open source
Alloy62FintechSan Francisco, United States$207.0MIdentity risk management platform for financial institutions and fintechs to automate onboarding, fraud prevention, and compliance.
Open source
GreytHR62HR TechBangalore, India$5.0MCloud-based HRMS platform for employee lifecycle management, payroll, and performance.
Open source
Afterpay62FintechMelbourne, Australia$1.0BBuy Now, Pay Later service enabling interest-free installment payments for consumers.
Open source
Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
Open source
Iyzico56FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
Open source
Leo56FintechNew York, United States$6.6MAI-powered customer service solution for the insurance industry, simplifying agent-consumer interactions.
Open source
Volt55FintechLondon, United Kingdom$140.0MAn open banking payment platform enabling real-time account-to-account payments globally.
Open source
Paid54Agentic AISan Francisco, United States$21.0MAll-in-one revenue engine for AI agents, handling pricing, subscriptions, billing, and renewals.
Open source
PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
Open source
Dinero54FintechStockholm, Sweden$1.2MA financial management platform for freelancers and small businesses.
Open source
Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
Open source
Tweed53FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
Open source
Feathery52FintechTel Aviv, Israel$30.0MClient onboarding and digital account opening platform.
Open source
RevenueCat51FintechSan Francisco, United States$50.0MSubscription infrastructure for mobile apps, simplifying in-app purchases and subscriptions.
Open source
Superfluid Foundation49FintechZug, Switzerland$28.2MReal-time finance infrastructure for Web3, enabling per-second value transfer and automated continuous payments.
Open source · Self-hostable
Gringo48FintechSão Paulo, BrazilApp for managing car documentation, taxes, fines, and insurance in Brazil.
Open source
WorkMotion47HR TechBerlin, Germany$3.0MA global HR platform for remote hiring and employee management.
Open source
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
Open source
Tapaya46FintechPrague, Czech Republic$1.1MPayments infrastructure for banks, fintechs, and software platforms.
Open source
Credbull41FintechTel Aviv, Israel$1.5MOpen source
ROX Financial40FintechNew York, United StatesROX Financial provides a platform for small businesses to manage and grow their revenue through flexible financing options.
Open source
Prava40FintechSan Francisco, United States$1.5MPayments orchestrator for AI agents, enabling secure, encrypted payments via API and wallet.
Open source
Natural39Agentic PaymentsSan Francisco, United States$12.0MAgentic payments platform powering frictionless money movement between AI agents, businesses, and consumers.
Open source
Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
Open source
Sling Cyber Insurance36FintechNew York, United StatesThird-party risk management platform providing a Sling Score for supply chain cyber exposure.
Open source
Ecton Labs27FintechNew York, United StatesReimagining patient financial engagement in healthcare through technology.
Open source
Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesA financial infrastructure platform offering payment processing, banking-as-a-service, and business tools for internet companies.
Open source
Kayko20FintechKigali, RwandaA micro-ERP platform digitizing the operations of Rwanda's informal merchants to unlock formal lending through data-driven credit scoring.
Open source
ERPNext20Enterprise SoftwareBangalore, IndiaOpen-source ERP system for small and medium-sized businesses.
Open source · Self-hostable
Hycos AI15EnterpriseAI-powered profit floor solution for Shopify Plus merchants using NetSuite, preventing orders from shipping below margin.
Open source
Fincharter11FintechInnovative fintech solutions platform launching soon. Subscribe for updates.
Open source
- Flas10Fintech
A platform for company registration, Mercury bank account opening, and Stripe payment integration.
Open source
Lobster.cash9FintechSecure payment solution for AI agents using virtual credit cards and stablecoins.
Open source
Kuroji9Agentic AIAn AI CFO agent that watches your bank, Stripe, and payroll with cryptographically auditable ledgers.
Open source
Aletra9AI GovernanceBuilding an AI-native data security platform for regulated industries.
Open source
Bridgefinance8FintechOpen source
arnipay8FintechAsunción, ParaguayOnline payment gateway for businesses in Paraguay, offering QR, Tigo Money, and Personal Pay integrations.
Open source
Quantlend6FintechQuantlend offers innovative AI lending solutions in alternative lending and quantitative finance.
Open source
Velocitypay4FintechVelocitypay offers a payment processing platform for businesses, focusing on seamless integration and efficient transactions.
Open source
PayrollHero1HR TechMakati, PhilippinesA company providing HR and payroll software solutions.
Open source
OpenAI86Artificial IntelligenceSan Francisco, United States$190.6BOpenAI is an AI research and deployment company dedicated to ensuring that artificial general intelligence benefits all of humanity.
Open source
Bloomberg L.P.82FintechNew York, United States$60.1BGlobal financial, software, data, and media company providing real-time information and analytics.
Open source
WooCommerce (Automattic)76E-commerceSan Francisco, United States$815.7MA free, open-source e-commerce plugin for WordPress, empowering businesses to build and manage online stores.
Open source · Self-hostable