Open Source Alternatives to Btczap
60 open source Fintech options similar to Btczap, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Breez50CryptoTel Aviv, Israel$5.0MA non-custodial mobile platform for the P2P Lightning economy, enabling Bitcoin payments.
Open source
Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Open source
Wirex62FintechLondon, United Kingdom$15.0MUnified platform for managing digital wealth with crypto wallets, debit cards, and banking services.
Open source
BitPay56FintechAtlanta, United StatesBitPay is a cryptocurrency payment service provider facilitating transactions for businesses and individuals.
Open source
Kima50BlockchainTel Aviv, Israel$6.7MFintech protocol for universal liquidity, fixing DeFi interoperability by uniting fragmented blockchains and assets.
Open source
Superfluid Foundation49FintechZug, Switzerland$28.2MReal-time finance infrastructure for Web3, enabling per-second value transfer and automated continuous payments.
Open source · Self-hostable
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
Open source
PayAI15FintechDecentralized payment infrastructure and marketplace for AI agents to transact and monetize services.
Open source
Libra13FintechGeneva, SwitzerlandA decentralized payment network and stablecoin project launched by Meta (formerly Facebook), aiming to provide a more inclusive global payment system.
Open source
x402.org10EdTechAn open, neutral standard for internet-native payments, enabling programmatic payments directly within HTTP requests.
Open source
Lobster.cash9FintechSecure payment solution for AI agents using virtual credit cards and stablecoins.
Open source
Rapyd74PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
Open source
Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
Open source
Solana61BlockchainSan Francisco, United States$195.5MHigh-performance blockchain powering decentralized applications and crypto projects.
Open source
Iyzico56FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
Open source
Volt55FintechLondon, United Kingdom$140.0MAn open banking payment platform enabling real-time account-to-account payments globally.
Open source
PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
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Blockchain53FintechNew York, United States$520.5MA leading crypto finance house providing a global exchange, wallet, and institutional services.
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Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
Open source
Tweed53FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
Open source
Unchained Tech52FintechAustin, United StatesSelf-custody Bitcoin security and financial services for institutions.
Open source
Origin Protocol51Web3San Francisco, United States$88.0MDecentralized platform for creating and trading NFTs and DeFi products.
Open source
Shapeshift Labs39FintechDenver, United StatesYour multichain crypto home base.
Open source
Gigaroo38Fintech$2.5MPersonal blog and project portfolio showcasing technical projects in hardware hacking, software development, and vintage technology.
Open source
Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
Open source
Ethena34Fintech$40.0MDecentralized synthetic dollar protocol providing a censorship-resistant, scalable, and capital-efficient alternative to traditional stablecoins.
Open source
Virtual-Crypto32FintechDelivers mission-critical security integration and advanced surveillance solutions for national infrastructure and public safety.
Open source
finitiOne29Loyalty ProgramsEnterprise loyalty and affinity program solution serving millions of users.
Open source
Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesA financial infrastructure platform offering payment processing, banking-as-a-service, and business tools for internet companies.
Open source
Faremeter22FintechOpen-source framework enabling autonomous AI agents to make frictionless web3 payments via web2 infrastructure.
Open source · Self-hostable
Forgemesh11API PlatformProtocol-grade building blocks for the autonomous agent economy, enabling machine-to-machine commerce.
Open source
Fincharter11FintechInnovative fintech solutions platform launching soon. Subscribe for updates.
Open source
- Agentx40210Agentic AI
Cloud services that allow AI agents to provision and pay for themselves using crypto wallets.
Open source
arnipay8FintechAsunción, ParaguayOnline payment gateway for businesses in Paraguay, offering QR, Tigo Money, and Personal Pay integrations.
Open source
Velocitypay4FintechVelocitypay offers a payment processing platform for businesses, focusing on seamless integration and efficient transactions.
Open source
eToro74FintechLimassol, Cyprus$524.0MeToro is a social investing platform enabling users to trade stocks, crypto, and ETFs, and copy top-performing investors.
Open source
Forter74FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
Open source
StarkWare73BlockchainTel Aviv, Israel$180.0MDevelops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Open source
Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
Open source
Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
Open source
Alchemy67BlockchainSan Francisco, United States$450.0MLeading blockchain developer platform providing infrastructure, APIs, and tools to build scalable Web3 applications.
Open source
Paddle67FintechLondon, United Kingdom$318.0MPaddle is a comprehensive payments, tax, and subscription solution for SaaS companies.
Open source
Mercury67FintechSan Francisco, United States$500.0MBusiness banking.
Open source
Phantom66FintechSan Francisco, United States$268.0MA multi-chain crypto wallet providing secure asset management, trading, and embedded developer SDKs.
Open source
Remitly66FintechSeattle, United StatesGlobal digital payments provider focused on remittances for immigrants and their families.
Open source
Mollie63FintechAmsterdam, Netherlands$870.0MA payment service provider that simplifies online payments for businesses.
Open source
Mysten Labs63Web3Menlo Park, United States$351.0MWeb3 infrastructure company building the Sui Layer 1 blockchain for high throughput and low-cost transactions.
Open source
OpenSea63FintechNew York, United States$423.0MA multi-chain crypto trading aggregator for NFTs, tokens, and other digital assets.
Open source
Afterpay62FintechMelbourne, Australia$1.0BBuy Now, Pay Later service enabling interest-free installment payments for consumers.
Open source
thirdweb62Web3San Francisco, United States$29.0MComprehensive Web3 development platform providing SDKs, smart contract tools, and wallet infrastructure for developers.
Open source
Sei62BlockchainSan Francisco, United States$35.0MHigh-performance blockchain for decentralized exchanges.
Open source
ZenGo62CryptoTel Aviv, Israel$47.0MNext-generation crypto wallet secured by MPC, eliminating seed phrase vulnerability.
Open source
Monad Labs62BlockchainNew York, United States$266.0MBuilding a high-performance, scalable blockchain with a novel execution environment.
Open source
Aave61FintechLondon, United Kingdom$29.5MA decentralized protocol for lending and borrowing cryptocurrencies.
Open source
Addressable61Web3San Francisco, United States$13.5MWeb3 growth suite for targeted user acquisition on social and web channels.
Open source