Neema, a global cross-border payments network serving financial institutions, has introduced Dynamic Routing®, a new technology designed to intelligently optimize every international transaction for FX rates, processing speed, and operational efficiency. With coverage across 120+ countries and support for locally preferred payment methods and currencies, Neema is expanding its mission to simplify and modernize global money movement.
Historically, international bank transfers have relied heavily on the SWIFT network, a decades-old system that depends on chains of intermediary banks to complete transactions. While widely used, SWIFT’s outdated structure often leads to high fees, delays, and a lack of transparency — with payments sometimes taking days to arrive or getting lost altogether.
Neema’s Dynamic Routing rethinks this approach. Instead of sending funds along a fixed path, the system dynamically analyzes multiple routes in real time to identify the most efficient corridor based on exchange rate, speed, and reliability. This allows every transaction to follow the most optimized path — even for transfers between the same two countries — with each payment intelligently personalized.
Backed by a broad network of global financial partners and a proprietary AI-driven security framework, Neema ensures high visibility into coverage and potential vulnerabilities. This infrastructure enables fast, accurate, and secure cross-border payments — raising the bar for operational standards in the industry.
“Our goal has always been to solve real-world challenges in cross-border finance,” said Moshe Kimhi, CEO of Neema. “With Dynamic Routing, we’re taking a major leap forward in delivering faster, more affordable, and more dependable global transactions — helping businesses grow with confidence in today’s complex international markets.”
Neema will be showcasing its solutions at Money 20/20 in Amsterdam.
