# Younited

**Source:** https://www.startuphub.ai/startups/younited
**Profile type:** Startup

> European fintech providing instant consumer credit and payment solutions.

## About

Younited is a European fintech and regulated credit institution that provides instant consumer credit and payment solutions through a fully digital platform. Leveraging advanced technology and APIs, it enables seamless access to loans and financing both directly and via partners in retail, banking, and telecom. Operating across multiple European markets, the company focuses on delivering simple, transparent, and fast credit experiences while promoting financial well-being.

## Key facts

- **Slug:** younited
- **Website:** https://younited.com/en/
- **Location:** France
- **Founded:** 2009-01-01
- **Employees:** 583
- **Operating status:** Active
- **Total funding:** $667M
- **Sectors / tags:** Fintech, Lending, Embedded Finance, Payments, Digital Payments, API Platform
- **Social:**
  - LinkedIn: https://www.linkedin.com/company/younited-credit
  - Twitter: https://twitter.com/younited

## Frequently asked

### What does Younited do?

Younited is a European fintech and regulated credit institution that provides instant consumer credit and payment solutions through a fully digital platform. Leveraging advanced technology and APIs, it enables seamless access to loans and financing both directly and via partners in retail, banking, and telecom. Operating across multiple European markets, the company focuses on delivering simple, transparent, and fast credit experiences while promoting financial well-being.

### What is Younited's revenue?

StartupHub estimates Younited's annual revenue at $170.5M (range $129.5M to $200.1M, 63% confidence), based on comparable companies in the sector.

### What is Younited's valuation?

StartupHub estimates Younited's effective valuation at $1.6B (range $1.6B to $35.6B, 53% confidence), based on comparable companies in the sector.

### How much funding has Younited raised?

Younited has raised a total of $667M in funding. The most recent round on record is Debt.

### Where is Younited headquartered?

Younited is headquartered in France.

### When was Younited founded?

Younited was founded in 2009.

### What industry does Younited operate in?

Younited operates in Fintech, Lending, Embedded Finance, Payments, Digital Payments, API Platform.

### How many employees does Younited have?

Younited has approximately 583 people on record.

## JSON-LD

Structured data aligned with this page's `<script type="application/ld+json">` (included when the profile is server-rendered).

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "BreadcrumbList",
      "itemListElement": [
        {
          "@type": "ListItem",
          "position": 1,
          "name": "Home",
          "item": "https://www.startuphub.ai"
        },
        {
          "@type": "ListItem",
          "position": 2,
          "name": "Startups",
          "item": "https://www.startuphub.ai/startups"
        },
        {
          "@type": "ListItem",
          "position": 3,
          "name": "Younited",
          "item": "https://www.startuphub.ai/startups/younited"
        }
      ]
    },
    {
      "@type": "ProfilePage",
      "@id": "https://www.startuphub.ai/startups/younited#webpage",
      "url": "https://www.startuphub.ai/startups/younited",
      "name": "Younited - AI Startup Profile | StartupHub.ai",
      "description": "This is the official profile of Younited. Younited is a startup founded in 2009, operating in Fintech and Lending. European fintech providing instant consumer credit and payment solutions. Headquartered in France. The company has approximately 583 employees.",
      "dateModified": "2026-05-01T10:39:55.16296+00:00",
      "mainEntity": {
        "@id": "https://www.startuphub.ai/startups/younited#organization"
      }
    },
    {
      "@type": "Organization",
      "@id": "https://www.startuphub.ai/startups/younited#organization",
      "name": "Younited",
      "url": "https://younited.com/en/",
      "logo": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/61e93f98-9d16-4e7f-a58e-08b069cfed24-square.webp",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/61e93f98-9d16-4e7f-a58e-08b069cfed24-square.webp",
      "description": "This is the official profile of Younited. Younited is a startup founded in 2009, operating in Fintech and Lending. European fintech providing instant consumer credit and payment solutions. Headquartered in France. The company has approximately 583 employees.",
      "sameAs": [
        "https://www.linkedin.com/company/younited-credit",
        "https://twitter.com/younited",
        "https://www.startuphub.ai/startups/younited"
      ],
      "foundingDate": "2009-01-01",
      "numberOfEmployees": {
        "@type": "QuantitativeValue",
        "value": 583
      },
      "address": {
        "@type": "PostalAddress",
        "addressLocality": "Paris",
        "addressCountry": "France"
      },
      "knowsAbout": [
        "Fintech",
        "Lending",
        "Embedded Finance",
        "Payments",
        "Digital Payments",
        "API Platform"
      ]
    },
    {
      "@type": "Product",
      "@id": "https://www.startuphub.ai/startups/younited#profile-assessment",
      "name": "Younited - StartupHub.ai Profile Assessment",
      "url": "https://www.startuphub.ai/startups/younited",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/61e93f98-9d16-4e7f-a58e-08b069cfed24-square.webp",
      "category": "Fintech",
      "description": "This is the official profile of Younited. Younited is a startup founded in 2009, operating in Fintech and Lending. European fintech providing instant consumer credit and payment solutions. Headquartered in France. The company has approximately 583 employees. Agent Readiness score: 42/100. Full audit: https://www.startuphub.ai/startups/younited/agent-readiness",
      "brand": {
        "@type": "Brand",
        "name": "Younited"
      },
      "review": {
        "@type": "Review",
        "author": {
          "@type": "Organization",
          "name": "StartupHub.ai"
        },
        "datePublished": "2026-05-01",
        "name": "Younited - Profile Score 61/100",
        "reviewBody": "This is the official profile of Younited. Younited is a startup founded in 2009, operating in Fintech and Lending. European fintech providing instant consumer credit and payment solutions. Headquartered in France. The company has approximately 583 employees. Agent Readiness score: 42/100. Full audit: https://www.startuphub.ai/startups/younited/agent-readiness",
        "reviewRating": {
          "@type": "Rating",
          "ratingValue": 61,
          "bestRating": 100,
          "worstRating": 0
        }
      }
    }
  ]
}
```