# Wamo

**Source:** https://www.startuphub.ai/startups/wamo
**Profile type:** Startup

> A financial operating platform for SMEs with integrated lending and AI-driven tools.

## About

Wamo is a financial operating platform designed for small and medium-sized enterprises (SMEs). It offers a multi-currency business account integrated with cards, invoicing, expense management, and other embedded financial tools within a unified platform. The company also integrates lending into its platform, utilizing real-time banking, payments, and operational data for faster, data-driven underwriting. Wamo aims to provide SMEs with smarter infrastructure beyond just digital banking, leveraging AI and automation to reduce friction, unlock insights, and enhance financial control.

## Key facts

- **Slug:** wamo
- **Website:** https://wamo.io/
- **Location:** Helsinki, Finland
- **Founded:** 2021-01-01 00:00:00
- **Employees:** 122
- **Operating status:** Active
- **Total funding:** $15M
- **Sectors / tags:** Fintech, Financial Services, Payments, Digital Payments, Embedded Finance, Neobank, Lending, SMB Software, Vertical SaaS
- **Social:**
  - LinkedIn: https://www.linkedin.com/company/wamobusiness
  - Facebook: https://www.facebook.com/wamobusiness

## Frequently asked

### What does Wamo do?

Wamo is a financial operating platform designed for small and medium-sized enterprises (SMEs). It offers a multi-currency business account integrated with cards, invoicing, expense management, and other embedded financial tools within a unified platform. The company also integrates lending into its platform, utilizing real-time banking, payments, and operational data for faster, data-driven underwriting. Wamo aims to provide SMEs with smarter infrastructure beyond just digital banking, leveragin…

### How much funding has Wamo raised?

Wamo has raised a total of $15M in funding. The most recent round on record is Series A.

### Where is Wamo headquartered?

Wamo is headquartered in Helsinki, Finland.

### When was Wamo founded?

Wamo was founded in 2021.

### What industry does Wamo operate in?

Wamo operates in Fintech, Financial Services, Payments, Digital Payments, Embedded Finance, Neobank.

### How many employees does Wamo have?

Wamo has approximately 122 people on record.

### What is Wamo's revenue?

StartupHub estimates Wamo's annual revenue at $22.9M (range $12.4M to $45.2M, 64% confidence), based on comparable companies in the sector.

### What is Wamo's valuation?

StartupHub estimates Wamo's effective valuation at $61.2M (range $37.5M to $90.0M, 22% confidence), based on comparable companies in the sector.

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