# Upgrade

**Source:** https://www.startuphub.ai/startups/upgrade
**Profile type:** Startup

> Consumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.

## About

Upgrade is a fintech company that provides a mobile-first platform for consumer credit and banking. They offer personal loans, credit cards, and a rewards checking account, aiming to provide a more accessible and rewarding financial experience for consumers.

## Key facts

- **Slug:** upgrade
- **Website:** https://www.upgrade.com/
- **Location:** San Mateo, United States
- **Founded:** 2016-09-01
- **Employees:** 16
- **Operating status:** Active
- **Total funding:** $871M
- **Sectors / tags:** Fintech, Lending, Neobank, Credit Cards, Personal Loans, Consumer Banking, Embedded Finance
- **Social:**
  - LinkedIn: https://www.linkedin.com/company/upgrade-inc/
  - Twitter: https://x.com/upgradecredit
  - Facebook: https://www.facebook.com/upgradeonfacebook

## Frequently asked

### What does Upgrade do?

Upgrade is a fintech company that provides a mobile-first platform for consumer credit and banking. They offer personal loans, credit cards, and a rewards checking account, aiming to provide a more accessible and rewarding financial experience for consumers.

### How much funding has Upgrade raised?

Upgrade has raised a total of $871M in funding.

### Where is Upgrade headquartered?

Upgrade is headquartered in San Mateo, United States.

### When was Upgrade founded?

Upgrade was founded in 2016.

### What industry does Upgrade operate in?

Upgrade operates in Fintech, Lending, Neobank, Credit Cards, Personal Loans, Consumer Banking.

### How many employees does Upgrade have?

Upgrade has approximately 16 people on record.

### What is Upgrade's revenue?

StartupHub estimates Upgrade's annual revenue at $3.0M (range $1.7M to $11.3M, 64% confidence), based on comparable companies in the sector.

### What is Upgrade's valuation?

StartupHub estimates Upgrade's effective valuation at $6K (range $4K to $7K, 39% confidence), based on comparable companies in the sector.

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