At Sunbit, we believe that people deserve to get the most out of their hard-earned money, every time. Sunbit is a fundamentally new way to pay, that eliminates financial waste while providing the best possible experience for retailers and customers. Sunbit is the simplest and quickest way for retailers to split a purchase into multiple payments, increasing sales and extending the buying power of customers so that retailers earn more while customers pay less. We bring data and proprietary decisioning technology to the point-of-sale through a real-time, easy-to-use payment method that provides the best personalized payment options in split-seconds. Our team includes experienced executives from Google, Sears, Intel, Superderivatives, Prosper Marketplace, Avant and Enova International, and globally recognized leaders in the areas of data science and FinTech software engineering.
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The underwriting is driven by our own machine learning based credit model built specifically for short term, small dollar purchase financing — not by FICO scores. This means that we can tailor each offer to the consumer, and provide great options for splitting the purchase into a series of payments.
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