# Rakuten Card

**Source:** https://www.startuphub.ai/startups/rakuten-card
**Profile type:** Startup

> A leading Japanese fintech company providing credit card, loan, and guarantee services, integrated into the Rakuten ecosystem.

## About

Rakuten Card is a major player in Japan's financial services sector, offering credit cards, card loans, and credit guarantee services. It is a key component of the broader Rakuten ecosystem, leveraging loyalty points and cross-selling to enhance customer engagement and revenue. The company aims to deliver exceptional customer satisfaction with financial services that are convenient, easy to use, and personal.

## Key facts

- **Slug:** rakuten-card
- **Website:** https://www.rakuten-card.co.jp/
- **Location:** Tokyo, Japan
- **Founded:** 2005-07-01
- **Operating status:** Active
- **Sectors / tags:** Fintech, Payments, Credit Cards, Lending, Consumer Finance, Embedded Finance, Ecosystem

## Frequently asked

### What does Rakuten Card do?

Rakuten Card is a major player in Japan's financial services sector, offering credit cards, card loans, and credit guarantee services. It is a key component of the broader Rakuten ecosystem, leveraging loyalty points and cross-selling to enhance customer engagement and revenue. The company aims to deliver exceptional customer satisfaction with financial services that are convenient, easy to use, and personal.

### What is Rakuten Card's valuation?

StartupHub estimates Rakuten Card's effective valuation at $4.3B (range $3.1B to $5.7B, 58% confidence), based on comparable companies in the sector.

### Where is Rakuten Card headquartered?

Rakuten Card is headquartered in Tokyo, Japan.

### When was Rakuten Card founded?

Rakuten Card was founded in 2005.

### What industry does Rakuten Card operate in?

Rakuten Card operates in Fintech, Payments, Credit Cards, Lending, Consumer Finance, Embedded Finance.

## JSON-LD

Structured data aligned with this page's `<script type="application/ld+json">` (included when the profile is server-rendered).

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "BreadcrumbList",
      "itemListElement": [
        {
          "@type": "ListItem",
          "position": 1,
          "name": "Home",
          "item": "https://www.startuphub.ai"
        },
        {
          "@type": "ListItem",
          "position": 2,
          "name": "Startups",
          "item": "https://www.startuphub.ai/startups"
        },
        {
          "@type": "ListItem",
          "position": 3,
          "name": "Rakuten Card",
          "item": "https://www.startuphub.ai/startups/rakuten-card"
        }
      ]
    },
    {
      "@type": "ProfilePage",
      "@id": "https://www.startuphub.ai/startups/rakuten-card#webpage",
      "url": "https://www.startuphub.ai/startups/rakuten-card",
      "name": "Rakuten Card - AI Startup Profile | StartupHub.ai",
      "description": "This is the official profile of Rakuten Card. Rakuten Card is a startup founded in 2005, operating in Fintech and Payments. A leading Japanese fintech company providing credit card, loan, and guarantee services, integrated into the Rakuten ecosystem. Headquartered in Tokyo, Japan.",
      "dateModified": "2026-05-20T08:06:38.592+00:00",
      "mainEntity": {
        "@id": "https://www.startuphub.ai/startups/rakuten-card#organization"
      }
    },
    {
      "@type": "Organization",
      "@id": "https://www.startuphub.ai/startups/rakuten-card#organization",
      "name": "Rakuten Card",
      "url": "https://www.rakuten-card.co.jp/",
      "logo": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/4ad67694-b3ac-4289-a712-913ed8d02385-square.webp",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/4ad67694-b3ac-4289-a712-913ed8d02385-square.webp",
      "description": "This is the official profile of Rakuten Card. Rakuten Card is a startup founded in 2005, operating in Fintech and Payments. A leading Japanese fintech company providing credit card, loan, and guarantee services, integrated into the Rakuten ecosystem. Headquartered in Tokyo, Japan.",
      "sameAs": [
        "https://www.startuphub.ai/startups/rakuten-card"
      ],
      "foundingDate": "2005-07-01",
      "address": {
        "@type": "PostalAddress",
        "addressLocality": "Tokyo",
        "addressCountry": "Japan"
      },
      "knowsAbout": [
        "Fintech",
        "Payments",
        "Credit Cards",
        "Lending",
        "Consumer Finance",
        "Embedded Finance",
        "Ecosystem"
      ]
    }
  ]
}
```
