# Open Payments

**Source:** https://www.startuphub.ai/startups/open-payments
**Profile type:** Startup

> Enabling real-time account verification and streamlined B2B payments through a unified Open Banking API.

## About

Open Payments is a Swedish fintech company that provides an Open Banking API platform for B2B payments. It simplifies banking integrations by aggregating multiple bank APIs into one single API, allowing businesses to embed financial services such as payments, account reconciliation, and cash management directly into their existing ERP systems, accounting platforms, and treasury connections. The platform also integrates Verification of Payee (VoP) directly into its API to enhance payment security and prevent fraud.

## Key facts

- **Slug:** open-payments
- **Website:** https://www.openpayments.io
- **Location:** Stockholm, Sweden
- **Founded:** 2017-01-01
- **Operating status:** Active
- **Total funding:** $3M
- **Sectors / tags:** Fintech, Payments, Fraud Prevention, API, Digital Payments, Open Banking, API Platform, B2B Payments, Payment Security, Account Verification, Embedded Finance, Financial Data, ERP System Integration, Treasury Management, Accounting Software

## Frequently asked

### What does Open Payments do?

Open Payments is a Swedish fintech company that provides an Open Banking API platform for B2B payments. It simplifies banking integrations by aggregating multiple bank APIs into one single API, allowing businesses to embed financial services such as payments, account reconciliation, and cash management directly into their existing ERP systems, accounting platforms, and treasury connections. The platform also integrates Verification of Payee (VoP) directly into its API to enhance payment security…

### Is Open Payments trustworthy and reputable?

StartupHub's Data Trust & Reputation score for Open Payments is 64 out of 100, based on site security posture and privacy practices.

### What is Open Payments's revenue?

StartupHub estimates Open Payments's annual revenue at $804K (range $413K to $2.8M, 31% confidence), based on comparable companies in the sector.

### What is Open Payments's valuation?

StartupHub estimates Open Payments's effective valuation at $12.9M (range $8.1M to $19.4M, 17% confidence), based on comparable companies in the sector.

### How much funding has Open Payments raised?

Open Payments has raised a total of $3M in funding. The most recent round on record is Seed.

### Where is Open Payments headquartered?

Open Payments is headquartered in Stockholm, Sweden.

### When was Open Payments founded?

Open Payments was founded in 2017.

### What industry does Open Payments operate in?

Open Payments operates in Fintech, Payments, Fraud Prevention, API, Digital Payments, Open Banking.

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