# Melio

**Source:** https://www.startuphub.ai/startups/melio
**Profile type:** Startup

> B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.

## About

Melio is a B2B payments platform designed to help small businesses manage their accounts payable efficiently. It allows businesses to pay their vendors using bank transfers or credit cards, bridging the gap for vendors who primarily accept checks. The company's mission is to keep small businesses in business by providing a service that saves time and improves cash flow.

## Key facts

- **Slug:** melio
- **Website:** https://meliopayments.com
- **Location:** New York, United States
- **Founded:** 2018-01-01 00:00:00
- **Employees:** 697
- **Operating status:** Active
- **Total funding:** $654M
- **Sectors / tags:** Fintech, Credit, Payments, B2B Payments, Embedded Finance, SMB Software, Accounts Payable Automation, Workflow Automation
- **Social:**
  - LinkedIn: https://www.linkedin.com/company/meliopayments/
  - Facebook: https://www.facebook.com/meliopayments

## Frequently asked

### What does Melio do?

Melio is a B2B payments platform designed to help small businesses manage their accounts payable efficiently. It allows businesses to pay their vendors using bank transfers or credit cards, bridging the gap for vendors who primarily accept checks. The company's mission is to keep small businesses in business by providing a service that saves time and improves cash flow.

### What is Melio's revenue?

StartupHub estimates Melio's annual revenue at $208.6M (range $124.1M to $249.8M, 64% confidence), based on comparable companies in the sector.

### What is Melio's valuation?

StartupHub estimates Melio's effective valuation at $2.6B (range $659.7M to $4.1B, 50% confidence), based on comparable companies in the sector.

### How much funding has Melio raised?

Melio has raised a total of $654M in funding. The most recent round on record is Series E.

### Where is Melio headquartered?

Melio is headquartered in New York, United States.

### When was Melio founded?

Melio was founded in 2018.

### What industry does Melio operate in?

Melio operates in Fintech, Credit, Payments, B2B Payments, Embedded Finance, SMB Software.

### How many employees does Melio have?

Melio has approximately 697 people on record.

## JSON-LD

Structured data aligned with this page's `<script type="application/ld+json">` (included when the profile is server-rendered).

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "BreadcrumbList",
      "itemListElement": [
        {
          "@type": "ListItem",
          "position": 1,
          "name": "Home",
          "item": "https://www.startuphub.ai"
        },
        {
          "@type": "ListItem",
          "position": 2,
          "name": "Startups",
          "item": "https://www.startuphub.ai/startups"
        },
        {
          "@type": "ListItem",
          "position": 3,
          "name": "Melio",
          "item": "https://www.startuphub.ai/startups/melio"
        }
      ]
    },
    {
      "@type": "ProfilePage",
      "@id": "https://www.startuphub.ai/startups/melio#webpage",
      "url": "https://www.startuphub.ai/startups/melio",
      "name": "Melio - AI Startup Profile | StartupHub.ai",
      "description": "This is the official profile of Melio. Melio is a startup founded in 2018, operating in Fintech and Credit. B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks. Headquartered in New York, United States. The company has approximately 697 employees.",
      "dateModified": "2026-07-01T09:30:43.137864+00:00",
      "mainEntity": {
        "@id": "https://www.startuphub.ai/startups/melio#organization"
      }
    },
    {
      "@type": "Organization",
      "@id": "https://www.startuphub.ai/startups/melio#organization",
      "name": "Melio",
      "url": "https://meliopayments.com",
      "logo": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/dca3d1b3-2e2d-4792-9cb7-a63203260bde-square.webp",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/dca3d1b3-2e2d-4792-9cb7-a63203260bde-square.webp",
      "description": "This is the official profile of Melio. Melio is a startup founded in 2018, operating in Fintech and Credit. B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks. Headquartered in New York, United States. The company has approximately 697 employees.",
      "sameAs": [
        "https://www.linkedin.com/company/meliopayments/",
        "https://www.facebook.com/meliopayments",
        "https://www.startuphub.ai/startups/melio"
      ],
      "foundingDate": "2018-01-01 00:00:00",
      "numberOfEmployees": {
        "@type": "QuantitativeValue",
        "value": 697
      },
      "address": {
        "@type": "PostalAddress",
        "addressLocality": "New York",
        "addressCountry": "US"
      },
      "knowsAbout": [
        "Fintech",
        "Credit",
        "Payments",
        "B2B Payments",
        "Embedded Finance",
        "SMB Software",
        "Accounts Payable Automation",
        "Workflow Automation"
      ]
    },
    {
      "@type": "Product",
      "@id": "https://www.startuphub.ai/startups/melio#profile-assessment",
      "name": "Melio - StartupHub.ai Profile Assessment",
      "url": "https://www.startuphub.ai/startups/melio",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/dca3d1b3-2e2d-4792-9cb7-a63203260bde-square.webp",
      "category": "Fintech",
      "description": "This is the official profile of Melio. Melio is a startup founded in 2018, operating in Fintech and Credit. B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks. Headquartered in New York, United States. The company has approximately 697 employees. Agent Readiness score: 34/100. Full audit: https://www.startuphub.ai/startups/melio/agent-readiness",
      "brand": {
        "@type": "Brand",
        "name": "Melio"
      },
      "review": {
        "@type": "Review",
        "author": {
          "@type": "Organization",
          "name": "StartupHub.ai"
        },
        "datePublished": "2026-07-01",
        "name": "Melio - Profile Score 69/100",
        "reviewBody": "This is the official profile of Melio. Melio is a startup founded in 2018, operating in Fintech and Credit. B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks. Headquartered in New York, United States. The company has approximately 697 employees. Agent Readiness score: 34/100. Full audit: https://www.startuphub.ai/startups/melio/agent-readiness",
        "reviewRating": {
          "@type": "Rating",
          "ratingValue": 69,
          "bestRating": 100,
          "worstRating": 0
        }
      }
    }
  ]
}
```