# Luko

**Source:** https://www.startuphub.ai/startups/luko
**Profile type:** Startup

> A home insurance company that uses technology to streamline the process of getting home insurance and making claims.

## About

Luko by Allianz Direct offers online insurance solutions, including home, travel, and auto insurance, with a focus on clear, flexible contracts and fair pricing starting from €5.41/month. They provide a digital-first experience for obtaining quotes, managing policies, and accessing assistance 24/7. Luko serves individuals seeking convenient and transparent insurance for their homes, travels, and vehicles.

## Key facts

- **Slug:** luko
- **Website:** https://www.luko.eu/
- **Location:** Paris, France
- **Founded:** 2016
- **Operating status:** Active
- **Sectors / tags:** InsurTech, Home Insurance, Proptech, Smart Home, IoT, Preventive Maintenance, Digital Insurance

## Frequently asked

### What does Luko do?

Luko by Allianz Direct offers online insurance solutions, including home, travel, and auto insurance, with a focus on clear, flexible contracts and fair pricing starting from €5.41/month. They provide a digital-first experience for obtaining quotes, managing policies, and accessing assistance 24/7. Luko serves individuals seeking convenient and transparent insurance for their homes, travels, and vehicles.

### Where is Luko headquartered?

Luko is headquartered in Paris, France.

### When was Luko founded?

Luko was founded in 2016.

### What industry does Luko operate in?

Luko operates in InsurTech, Home Insurance, Proptech, Smart Home, IoT, Preventive Maintenance.

## JSON-LD

Structured data aligned with this page's `<script type="application/ld+json">` (included when the profile is server-rendered).

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "BreadcrumbList",
      "itemListElement": [
        {
          "@type": "ListItem",
          "position": 1,
          "name": "Home",
          "item": "https://www.startuphub.ai"
        },
        {
          "@type": "ListItem",
          "position": 2,
          "name": "Startups",
          "item": "https://www.startuphub.ai/startups"
        },
        {
          "@type": "ListItem",
          "position": 3,
          "name": "Luko",
          "item": "https://www.startuphub.ai/startups/luko"
        }
      ]
    },
    {
      "@type": "ProfilePage",
      "@id": "https://www.startuphub.ai/startups/luko#webpage",
      "url": "https://www.startuphub.ai/startups/luko",
      "name": "Luko - AI Startup Profile | StartupHub.ai",
      "description": "This is the official profile of Luko. Luko is a startup founded in 2016, operating in InsurTech and Home Insurance. A home insurance company that uses technology to streamline the process of getting home insurance and making claims. Headquartered in Paris, France.",
      "dateModified": "2026-06-03T06:00:14.033+00:00",
      "mainEntity": {
        "@id": "https://www.startuphub.ai/startups/luko#organization"
      }
    },
    {
      "@type": "Organization",
      "@id": "https://www.startuphub.ai/startups/luko#organization",
      "name": "Luko",
      "url": "https://www.luko.eu/",
      "logo": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/38b59510-25f8-4a0a-a318-6f00f217846f-square.webp",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/38b59510-25f8-4a0a-a318-6f00f217846f-square.webp",
      "description": "This is the official profile of Luko. Luko is a startup founded in 2016, operating in InsurTech and Home Insurance. A home insurance company that uses technology to streamline the process of getting home insurance and making claims. Headquartered in Paris, France.",
      "sameAs": [
        "https://www.startuphub.ai/startups/luko"
      ],
      "foundingDate": "2016-01-01",
      "address": {
        "@type": "PostalAddress",
        "addressLocality": "Paris",
        "addressCountry": "France"
      },
      "knowsAbout": [
        "InsurTech",
        "Home Insurance",
        "Proptech",
        "Smart Home",
        "IoT",
        "Preventive Maintenance",
        "Digital Insurance"
      ]
    },
    {
      "@type": "Product",
      "@id": "https://www.startuphub.ai/startups/luko#profile-assessment",
      "name": "Luko - StartupHub.ai Profile Assessment",
      "url": "https://www.startuphub.ai/startups/luko",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/38b59510-25f8-4a0a-a318-6f00f217846f-square.webp",
      "category": "InsurTech",
      "description": "This is the official profile of Luko. Luko is a startup founded in 2016, operating in InsurTech and Home Insurance. A home insurance company that uses technology to streamline the process of getting home insurance and making claims. Headquartered in Paris, France. Agent Readiness score: 41/100. Full audit: https://www.startuphub.ai/startups/luko/agent-readiness",
      "brand": {
        "@type": "Brand",
        "name": "Luko"
      },
      "review": {
        "@type": "Review",
        "author": {
          "@type": "Organization",
          "name": "StartupHub.ai"
        },
        "datePublished": "2026-06-03",
        "name": "Luko - Profile Score 62/100",
        "reviewBody": "This is the official profile of Luko. Luko is a startup founded in 2016, operating in InsurTech and Home Insurance. A home insurance company that uses technology to streamline the process of getting home insurance and making claims. Headquartered in Paris, France. Agent Readiness score: 41/100. Full audit: https://www.startuphub.ai/startups/luko/agent-readiness",
        "reviewRating": {
          "@type": "Rating",
          "ratingValue": 62,
          "bestRating": 100,
          "worstRating": 0
        }
      }
    }
  ]
}
```