# Finclude

**Source:** https://www.startuphub.ai/startups/finclude
**Profile type:** Startup

> AI-powered credit scoring for individuals and businesses without traditional credit history.

## About

Finclude provides an API that generates an affordability score based on banking transaction data, enabling creditworthiness assessment for individuals without a credit history. Leveraging licensed Open Banking, their solution helps businesses minimize defaults, manage risk, and expand into new markets by offering appropriate credit terms and avoiding client over-indebtedness. They offer instant, digital insights and adaptive learning for cash flow projections.

## Key facts

- **Slug:** finclude
- **Website:** https://www.finclude.ai/
- **Founded:** 2018-01-01
- **Employees:** 6
- **Operating status:** Active
- **Sectors / tags:** Fintech, Lending, Embedded Finance, AI-Driven Parametric Insurance, Credit Scoring, Data Analytics, API Platform, Open Banking, Risk Management, Generative AI, Foundation Model
- **Social:**
  - LinkedIn: https://www.linkedin.com/company/fincludeai
  - Twitter: https://twitter.com/fincludeai
  - Facebook: https://facebook.com/fincludeAI

## Frequently asked

### What does Finclude do?

Finclude provides an API that generates an affordability score based on banking transaction data, enabling creditworthiness assessment for individuals without a credit history. Leveraging licensed Open Banking, their solution helps businesses minimize defaults, manage risk, and expand into new markets by offering appropriate credit terms and avoiding client over-indebtedness. They offer instant, digital insights and adaptive learning for cash flow projections.

### What is Finclude's revenue?

StartupHub estimates Finclude's annual revenue at $841K (range $555K to $2.1M, 66% confidence), based on comparable companies in the sector.

### When was Finclude founded?

Finclude was founded in 2018.

### What industry does Finclude operate in?

Finclude operates in Fintech, Lending, Embedded Finance, AI-Driven Parametric Insurance, Credit Scoring, Data Analytics.

### How many employees does Finclude have?

Finclude has approximately 6 people on record.

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