# Cross River

**Source:** https://www.startuphub.ai/startups/cross-river
**Profile type:** Startup

> Cross River is a technology-focused bank that provides embedded financial infrastructure including payments, lending, and compliance APIs to fintech companies.

## About

Cross River Bank provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards and lending solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.

## Key facts

- **Slug:** cross-river
- **Website:** http://www.crossriver.com
- **Founded:** 2008-01-20 00:00:00
- **Employees:** 1659
- **Operating status:** Active
- **Total funding:** $800M
- **Sectors / tags:** Fintech
- **Social:**
  - LinkedIn: https://www.linkedin.com/company/cross-river-bank/
  - Twitter: https://x.com/crossriverbank

## Frequently asked

### What does Cross River do?

Cross River Bank provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards and lending solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.

### What is Cross River's revenue?

StartupHub estimates Cross River's annual revenue at $331.0M (range $201.3M to $616.4M, 64% confidence), based on comparable companies in the sector.

### What is Cross River's valuation?

StartupHub estimates Cross River's effective valuation at $3.3B (range $2.3B to $4.3B, 41% confidence), based on comparable companies in the sector.

### How much funding has Cross River raised?

Cross River has raised a total of $800M in funding. The most recent round on record is common equity capital raise.

### When was Cross River founded?

Cross River was founded in 2008.

### What industry does Cross River operate in?

Cross River operates in Fintech.

### How many employees does Cross River have?

Cross River has approximately 1659 people on record.

## JSON-LD

Structured data aligned with this page's `<script type="application/ld+json">` (included when the profile is server-rendered).

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "BreadcrumbList",
      "itemListElement": [
        {
          "@type": "ListItem",
          "position": 1,
          "name": "Home",
          "item": "https://www.startuphub.ai"
        },
        {
          "@type": "ListItem",
          "position": 2,
          "name": "Startups",
          "item": "https://www.startuphub.ai/startups"
        },
        {
          "@type": "ListItem",
          "position": 3,
          "name": "Cross River",
          "item": "https://www.startuphub.ai/startups/cross-river"
        }
      ]
    },
    {
      "@type": "ProfilePage",
      "@id": "https://www.startuphub.ai/startups/cross-river#webpage",
      "url": "https://www.startuphub.ai/startups/cross-river",
      "name": "Cross River - AI Startup Profile | StartupHub.ai",
      "description": "This is the official profile of Cross River. Cross River is a startup founded in 2008, operating in Fintech. Cross River is a technology-focused bank that provides embedded financial infrastructure including payments, lending, and compliance APIs to fintech companies. The company has approximately 1659 employees.",
      "dateModified": "2026-08-11T09:43:27.946+00:00",
      "mainEntity": {
        "@id": "https://www.startuphub.ai/startups/cross-river#organization"
      }
    },
    {
      "@type": "Organization",
      "@id": "https://www.startuphub.ai/startups/cross-river#organization",
      "name": "Cross River",
      "url": "http://www.crossriver.com",
      "logo": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/ebac84fb-ac7f-4c31-82e4-da865fac3719-square.webp",
      "image": "https://cdn.startuphub.ai/storage/v1/object/public/entity-images/logos/ebac84fb-ac7f-4c31-82e4-da865fac3719-square.webp",
      "description": "This is the official profile of Cross River. Cross River is a startup founded in 2008, operating in Fintech. Cross River is a technology-focused bank that provides embedded financial infrastructure including payments, lending, and compliance APIs to fintech companies. The company has approximately 1659 employees.",
      "sameAs": [
        "https://www.linkedin.com/company/cross-river-bank/",
        "https://x.com/crossriverbank",
        "https://www.startuphub.ai/startups/cross-river"
      ],
      "foundingDate": "2008-01-20 00:00:00",
      "numberOfEmployees": {
        "@type": "QuantitativeValue",
        "value": 1659
      },
      "knowsAbout": [
        "Fintech"
      ]
    }
  ]
}
```