# Creditas

**Source:** https://www.startuphub.ai/startups/creditas
**Profile type:** Startup

> Online platform for asset-backed consumer loans, offering secured credit with lower interest rates.

## About

Creditas is a Brazilian fintech company that provides asset-backed consumer loans, allowing individuals to use their assets (like cars or homes) as collateral to obtain credit with more favorable terms. They leverage technology to streamline the lending process, aiming to offer lower interest rates and a more accessible credit experience.

## Key facts

- **Slug:** creditas
- **Website:** https://www.creditas.com/
- **Location:** São Paulo, Brazil
- **Founded:** 2012-01-01
- **Employees:** 2097
- **Operating status:** Active
- **Total funding:** $40M
- **Sectors / tags:** Fintech, Lending, Embedded Finance, Consumer Loans, Asset-Backed Lending, Digital Payments
- **Social:**
  - LinkedIn: https://www.linkedin.com/company/creditasbr
  - Twitter: https://twitter.com/Creditas_Br
  - Facebook: https://www.facebook.com/creditasbr

## Frequently asked

### What does Creditas do?

Creditas is a Brazilian fintech company that provides asset-backed consumer loans, allowing individuals to use their assets (like cars or homes) as collateral to obtain credit with more favorable terms. They leverage technology to streamline the lending process, aiming to offer lower interest rates and a more accessible credit experience.

### How much funding has Creditas raised?

Creditas has raised a total of $40M in funding. The most recent round on record is Series B.

### Where is Creditas headquartered?

Creditas is headquartered in São Paulo, Brazil.

### When was Creditas founded?

Creditas was founded in 2012.

### What industry does Creditas operate in?

Creditas operates in Fintech, Lending, Embedded Finance, Consumer Loans, Asset-Backed Lending, Digital Payments.

### How many employees does Creditas have?

Creditas has approximately 2097 people on record.

### What is Creditas's revenue?

StartupHub estimates Creditas's annual revenue at $487.2M (range $248.6M to $965.8M, 62% confidence), based on comparable companies in the sector.

### What is Creditas's valuation?

StartupHub estimates Creditas's effective valuation at $2.7B (range $1.9B to $3.5B, 27% confidence), based on comparable companies in the sector.

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